Buy Cheap Long Beach, MS Auto Insurance in 2024
Long Beach, MS auto insurance rates average $313 a month. Minimum auto insurance requirements in Long Beach, Mississippi are 25/50/25 to comply with Mississippi laws. To buy cheap auto insurance in Long Beach, MS, compare Long Beach auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Long Beach is Allstate
- The most expensive auto insurance company in Long Beach after a DUI is Allstate
- Average auto insurance rates in Long Beach, MS for teens drivers are $7,486/year
Finding affordable Long Beach, Mississippi auto insurance can be challenging, but everything you need to know to buy cheap Long Beach, MS auto insurance with confidence is right here. Auto insurance rates in Long Beach are affected by local factors as well as personal ones like your driving record.
See how Long Beach, MS car insurance rates compare to Gulfport auto insurance rates, Oxford auto insurance rates, and Tupelo auto insurance rates before you read more about the cost of auto insurance in Long Beach.
Don’t buy Long Beach, MS auto insurance until you’ve compared rates. Get free Long Beach, Mississippi auto insurance quotes when you enter your ZIP code above.
Long Beach, MS Minimum Auto Insurance Requirements
The required auto insurance in Long Beach, MS is 25/50/25 according to the auto insurance laws in Mississippi. The minimum auto insurance in Long Beach, Mississippi is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Long Beach, MS Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Long Beach, MS. Take a look at Long Beach, Mississippi auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,956 | $5,261 | $4,184 |
| Geico | $5,783 | $3,278 | $2,445 |
| Liberty Mutual | $6,866 | $4,212 | $3,306 |
| Nationwide | $3,398 | $2,774 | $2,538 |
| Progressive | $4,926 | $4,206 | $3,910 |
| State Farm | $4,293 | $2,606 | $2,041 |
| Travelers | $4,490 | $3,672 | $3,732 |
| USAA | $2,793 | $1,837 | $1,540 |
Buy Cheap Long Beach, MS Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Long Beach, Mississippi auto insurance rates? Find out how car insurance rates in Long Beach, MS are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,858 | $2,727 | $2,565 | $2,625 | $11,496 | $12,282 | $3,223 | $3,292 |
| Geico | $2,737 | $2,583 | $2,464 | $2,289 | $7,070 | $6,605 | $4,722 | $2,213 |
| Liberty Mutual | $2,772 | $3,001 | $2,220 | $2,495 | $10,338 | $11,503 | $2,941 | $3,089 |
| Nationwide | $2,128 | $2,176 | $1,913 | $2,018 | $4,385 | $5,554 | $2,430 | $2,624 |
| Progressive | $2,619 | $2,420 | $2,150 | $2,079 | $9,473 | $10,593 | $2,677 | $2,766 |
| State Farm | $1,840 | $1,840 | $1,661 | $1,661 | $5,513 | $6,922 | $2,055 | $2,349 |
| Travelers | $1,735 | $1,764 | $1,663 | $1,663 | $8,091 | $12,883 | $1,826 | $2,091 |
| USAA | $1,370 | $1,350 | $1,292 | $1,294 | $3,526 | $4,155 | $1,655 | $1,813 |
Buy Cheap Long Beach, MS Auto Insurance for Teen Drivers
Auto insurance for teenagers in Long Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Long Beach, MS are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,496 | $12,282 |
| Geico | $7,070 | $6,605 |
| Liberty Mutual | $10,338 | $11,503 |
| Nationwide | $4,385 | $5,554 |
| Progressive | $9,473 | $10,593 |
| State Farm | $5,513 | $6,922 |
| Travelers | $8,091 | $12,883 |
| USAA | $3,526 | $4,155 |
Buy Cheap Long Beach, MS Auto Insurance for Seniors
You can save on senior auto insurance rates in Long Beach, Mississippi by comparing Long Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Long Beach, MS here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,565 | $2,625 |
| Geico | $2,464 | $2,289 |
| Liberty Mutual | $2,220 | $2,495 |
| Nationwide | $1,913 | $2,018 |
| Progressive | $2,150 | $2,079 |
| State Farm | $1,661 | $1,661 |
| Travelers | $1,663 | $1,663 |
| USAA | $1,292 | $1,294 |
Find Cheap Auto Insurance Rates in Long Beach, MS by Coverage Level
The amount of coverage you choose is a big factor in the cost of Long Beach, Mississippi auto insurance. Compare Long Beach, MS auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,865 | $5,128 | $5,408 |
| Geico | $3,564 | $3,869 | $4,072 |
| Liberty Mutual | $4,483 | $4,773 | $5,129 |
| Nationwide | $2,712 | $2,893 | $3,105 |
| Progressive | $3,844 | $4,409 | $4,788 |
| State Farm | $2,789 | $2,967 | $3,184 |
| Travelers | $3,745 | $3,988 | $4,160 |
| USAA | $1,907 | $2,045 | $2,219 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Long Beach, MS Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Long Beach. Compare auto insurance rates in Long Beach, MS by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,134 | $5,134 |
| Geico | $3,821 | $3,850 |
| Liberty Mutual | $4,795 | $4,795 |
| Nationwide | $2,903 | $2,903 |
| Progressive | $4,347 | $4,347 |
| State Farm | $2,908 | $3,053 |
| Travelers | $3,965 | $3,965 |
| USAA | $1,994 | $2,119 |
Find Cheap Long Beach, MS Auto Insurance Rates by Driving Record
Auto insurance rates in Long Beach, Mississippi are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Long Beach, MS, take a look at the average cost for various violations versus rates for a clean driving record in Long Beach.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,330 | $5,109 | $6,189 | $4,907 |
| Geico | $2,413 | $3,629 | $5,476 | $3,824 |
| Liberty Mutual | $3,385 | $5,453 | $5,570 | $4,771 |
| Nationwide | $2,325 | $2,960 | $3,759 | $2,571 |
| Progressive | $3,718 | $4,986 | $4,320 | $4,364 |
| State Farm | $2,692 | $3,333 | $2,948 | $2,948 |
| Travelers | $3,460 | $3,620 | $5,003 | $3,775 |
| USAA | $1,599 | $2,058 | $2,790 | $1,780 |
Find Cheap Long Beach, MS Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Long Beach, Mississippi is higher than for a clean driving record. You can buy auto insurance after a DUI in Long Beach for less when you shop around and compare rates from multiple Long Beach, MS auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,189 |
| Geico | $5,476 |
| Liberty Mutual | $5,570 |
| Nationwide | $3,759 |
| Progressive | $4,320 |
| State Farm | $2,948 |
| Travelers | $5,003 |
| USAA | $2,790 |
Winners by Category: Where to Buy Cheap Auto Insurance in Long Beach, MS
Compare rates from the cheapest auto insurance companies in Long Beach, MS for your needs. Take a look at how Long Beach, Mississippi auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Long Beach, Mississippi Auto Insurance Companies
If you’re looking for the cheapest Long Beach, MS auto insurance companies overall, you can compare them here. Find the best price for Long Beach, Mississippi car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,134 |
| Geico | $3,835 |
| Liberty Mutual | $4,795 |
| Nationwide | $2,903 |
| Progressive | $4,347 |
| State Farm | $2,980 |
| Travelers | $3,965 |
| USAA | $2,057 |
What affects Long Beach, Mississippi auto insurance rates?
Local factors affect auto insurance rates in Long Beach, MS, including traffic, theft statistics, and commute length. Take a look at the things that impact Long Beach auto insurance rates.
Commute Times in Long Beach
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Long Beach, MS is 22.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Long Beach, MS
You can buy cheap Long Beach, MS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Long Beach, Mississippi auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
What factors can affect the cost of auto insurance in Long Beach, MS?
Several factors can impact the cost of auto insurance in Long Beach, MS, including your driving record, age, type of vehicle, coverage limits, deductible, and even your credit score. Insurance companies consider these factors to assess the level of risk associated with insuring you, which influences the premium you pay.
How can I find cheap auto insurance in Long Beach, MS?
To find cheap auto insurance in Long Beach, MS, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record to demonstrate your responsible behavior.
- Increase your deductibles if you can afford to pay more out of pocket in the event of a claim.
- Take advantage of discounts offered by insurance companies, such as bundling your auto insurance with other policies or having safety features in your vehicle.
Are there any specific auto insurance requirements in Long Beach, MS?
Yes, Long Beach, MS, follows the Mississippi state’s auto insurance requirements. You must have at least liability insurance coverage with minimum limits of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. However, it’s recommended to consider higher coverage limits to protect yourself adequately.
What are the pros of buying cheap auto insurance in Long Beach, MS?
The pros of buying cheap auto insurance in Long Beach, MS, include:
- Potentially lower premium costs, which can save you money.
- Meeting the legal requirement for insurance while keeping costs down.
- Basic protection against liability claims, ensuring you’re covered for damages you may cause to others.
What are the cons of buying cheap auto insurance in Long Beach, MS?
The cons of buying cheap auto insurance in Long Beach, MS, are:
- Limited coverage options, which may leave you financially vulnerable in certain situations.
- Higher out-of-pocket expenses if you need to file a claim, as lower-cost policies often come with higher deductibles.
- Potentially limited customer service or claim support compared to higher-priced policies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.