Buy Cheap Laurel, MS Auto Insurance (2022)

Laurel, MS auto insurance rates average $298 a month. Minimum auto insurance requirements in Laurel, Mississippi are 25/50/25 to comply with Mississippi laws. To buy cheap auto insurance in Laurel, MS, compare Laurel auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Laurel, MS for teens drivers are $7,074/year
  • Average auto insurance rates in Laurel, MS after a DUI are $4,309/year
  • The most expensive auto insurance company in Laurel is Allstate

Finding affordable Laurel, Mississippi auto insurance can be challenging, but everything you need to know to buy cheap Laurel, MS auto insurance with confidence is right here. Auto insurance rates in Laurel are affected by local factors as well as personal ones like your driving record.

See how Laurel, MS car insurance rates compare to Olive Branch auto insurance rates, Jackson auto insurance rates, and Meridian auto insurance rates before you read more about the cost of auto insurance in Laurel.

Don’t buy Laurel, MS auto insurance until you’ve compared rates. Get free Laurel, Mississippi auto insurance quotes when you enter your ZIP code above.

Laurel, MS Minimum Auto Insurance Requirements

The required auto insurance in Laurel, MS is 25/50/25 according to the auto insurance laws in Mississippi. The minimum auto insurance in Laurel, Mississippi is outlined here.

Minimum Required Auto Insurance Coverage in Laurel, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Laurel, MS Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Laurel, MS. Take a look at Laurel, Mississippi auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Laurel, Mississippi

Insurance Company Poor Fair Good
Allstate $5,459 $4,833 $3,854
GEICO $6,368 $3,609 $2,693
Liberty Mutual $6,545 $4,000 $3,141
Nationwide $2,972 $2,422 $2,209
Progressive $4,425 $3,782 $3,519
State Farm $4,165 $2,530 $1,982
Travelers $4,180 $3,410 $3,457
USAA $2,832 $1,846 $1,541

Buy Cheap Laurel, MS Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laurel, Mississippi auto insurance rates? Find out how car insurance rates in Laurel, MS are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laurel, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,479 $2,332 $2,385 $10,628 $11,357 $2,935 $3,003
GEICO $3,018 $2,851 $2,736 $2,543 $7,721 $7,306 $5,161 $2,450
Liberty Mutual $2,690 $2,910 $2,160 $2,418 $9,679 $10,753 $2,865 $3,023
Nationwide $1,891 $1,944 $1,699 $1,800 $3,741 $4,752 $2,137 $2,311
Progressive $2,306 $2,166 $1,900 $1,848 $8,576 $9,593 $2,382 $2,498
State Farm $1,801 $1,801 $1,620 $1,620 $5,320 $6,660 $2,010 $2,309
Travelers $1,666 $1,695 $1,590 $1,588 $7,436 $11,704 $1,750 $2,027
USAA $1,394 $1,379 $1,302 $1,315 $3,491 $4,140 $1,697 $1,868

Buy Cheap Laurel, MS Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laurel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laurel, MS are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laurel, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,628 $11,357
GEICO $7,721 $7,306
Liberty Mutual $9,679 $10,753
Nationwide $3,741 $4,752
Progressive $8,576 $9,593
State Farm $5,320 $6,660
Travelers $7,436 $11,704
USAA $3,491 $4,140

Buy Cheap Laurel, MS Auto Insurance for Seniors

You can save on senior auto insurance rates in Laurel, Mississippi by comparing Laurel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laurel, MS here.

Annual Auto Insurance Rates for Senior Drivers in Laurel, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,332 $2,385
GEICO $2,736 $2,543
Liberty Mutual $2,160 $2,418
Nationwide $1,699 $1,800
Progressive $1,900 $1,848
State Farm $1,620 $1,620
Travelers $1,590 $1,588
USAA $1,302 $1,315

Find Cheap Auto Insurance Rates in Laurel, MS by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laurel, Mississippi auto insurance. Compare Laurel, MS auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laurel, Mississippi

Insurance Company Low Medium High
Allstate $4,509 $4,711 $4,926
GEICO $4,008 $4,250 $4,411
Liberty Mutual $4,302 $4,543 $4,841
Nationwide $2,404 $2,526 $2,673
Progressive $3,542 $3,954 $4,230
State Farm $2,727 $2,879 $3,072
Travelers $3,506 $3,704 $3,836
USAA $1,938 $2,062 $2,219

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Find Cheap Laurel, MS Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laurel. Compare auto insurance rates in Laurel, MS by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laurel, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,715 $4,715
GEICO $4,209 $4,238
Liberty Mutual $4,562 $4,562
Nationwide $2,534 $2,534
Progressive $3,909 $3,909
State Farm $2,825 $2,960
Travelers $3,682 $3,682
USAA $2,010 $2,136

Find Cheap Laurel, MS Auto Insurance Rates by ZIP Code

Auto insurance rates in Laurel, Mississippi can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Laurel, MS to see how much where you live in Laurel affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Laurel, Mississippi

ZIP Code Average Annual Rates
39440 $3,064
39443 $3,085

Find Cheap Laurel, MS Auto Insurance Rates by Driving Record

Auto insurance rates in Laurel, Mississippi are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laurel, MS, take a look at the average cost for various violations versus rates for a clean driving record in Laurel.

Annual Laurel, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $4,682 $5,707 $4,509
GEICO $2,644 $3,991 $6,045 $4,213
Liberty Mutual $3,240 $5,162 $5,293 $4,553
Nationwide $2,033 $2,582 $3,276 $2,246
Progressive $3,345 $4,508 $3,851 $3,931
State Farm $2,619 $3,227 $2,862 $2,862
Travelers $3,215 $3,366 $4,633 $3,515
USAA $1,617 $2,068 $2,809 $1,799

Find Cheap Laurel, MS Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laurel, Mississippi is higher than for a clean driving record. You can buy auto insurance after a DUI in Laurel for less when you shop around and compare rates from multiple Laurel, MS auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laurel, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,707
GEICO $6,045
Liberty Mutual $5,293
Nationwide $3,276
Progressive $3,851
State Farm $2,862
Travelers $4,633
USAA $2,809

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Winners by Category: Where to Buy Cheap Auto Insurance in Laurel, MS

Compare rates from the cheapest auto insurance companies in Laurel, MS for your needs. Take a look at how Laurel, Mississippi auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laurel, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Laurel, Mississippi Auto Insurance Companies

If you’re looking for the cheapest Laurel, MS auto insurance companies overall, you can compare them here. Find the best price for Laurel, Mississippi car insurance by company.

Average Annual Auto Insurance Rates by Company in Laurel, Mississippi

Insurance Company Average Annual Rates
Allstate $4,715
GEICO $4,223
Liberty Mutual $4,562
Nationwide $2,534
Progressive $3,909
State Farm $2,893
Travelers $3,682
USAA $2,073

What affects Laurel, Mississippi auto insurance rates?

Local factors affect auto insurance rates in Laurel, MS, including traffic, theft statistics, and commute length. Take a look at the things that impact Laurel auto insurance rates.

Auto Theft in Laurel

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Laurel, MS auto theft show a total of 40 vehicle thefts annually.

Commute Times in Laurel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Laurel, MS is 18.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Laurel, MS

You can buy cheap Laurel, MS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laurel, Mississippi auto insurance quotes from top companies.

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