Buy Cheap Mayfield, KY Auto Insurance in 2024
Mayfield, KY auto insurance rates average $343 a month. Minimum auto insurance requirements in Mayfield, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Mayfield, KY, compare Mayfield auto insurance quotes from top companies.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Mayfield after a DUI is Travelers
- The most expensive auto insurance company in Mayfield is Allstate
- Average auto insurance rates in Mayfield, KY after a DUI are $4,908/year
Finding affordable Mayfield, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Mayfield, KY auto insurance with confidence is right here. Auto insurance rates in Mayfield are affected by local factors as well as personal ones like your driving record.
See how Mayfield, KY car insurance rates compare to Richmond auto insurance rates, Covington auto insurance rates, and Henderson auto insurance rates before you read more about the cost of auto insurance in Mayfield.
Don’t buy Mayfield, KY auto insurance until you’ve compared rates. Get free Mayfield, Kentucky auto insurance quotes when you enter your ZIP code above.
Mayfield, KY Minimum Auto Insurance Requirements
The required auto insurance in Mayfield, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Mayfield, Kentucky is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Mayfield, KY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Mayfield, KY. Take a look at Mayfield, Kentucky auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,101 | $4,907 | $4,104 |
| Geico | $6,223 | $3,107 | $2,025 |
| Liberty Mutual | $6,824 | $4,182 | $3,308 |
| Nationwide | $4,672 | $3,666 | $3,197 |
| Progressive | $4,370 | $3,795 | $3,532 |
| State Farm | $4,846 | $2,915 | $2,269 |
| Travelers | $5,693 | $4,813 | $4,793 |
| USAA | $4,227 | $2,354 | $1,915 |
Buy Cheap Mayfield, KY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Mayfield, Kentucky auto insurance rates? Find out how car insurance rates in Mayfield, KY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,119 | $3,103 | $2,798 | $2,987 | $11,177 | $12,562 | $3,500 | $3,719 |
| Geico | $3,087 | $2,859 | $3,218 | $2,914 | $6,168 | $7,329 | $2,524 | $2,185 |
| Liberty Mutual | $2,652 | $2,879 | $2,255 | $2,522 | $10,522 | $11,649 | $2,781 | $2,907 |
| Nationwide | $2,787 | $2,798 | $2,519 | $2,640 | $6,037 | $7,550 | $3,132 | $3,296 |
| Progressive | $1,916 | $1,833 | $1,709 | $1,725 | $9,015 | $10,186 | $2,374 | $2,433 |
| State Farm | $2,047 | $2,047 | $1,827 | $1,827 | $6,248 | $7,881 | $2,286 | $2,584 |
| Travelers | $2,210 | $2,251 | $2,161 | $2,167 | $10,394 | $16,625 | $2,306 | $2,682 |
| USAA | $1,910 | $1,924 | $1,714 | $1,758 | $4,984 | $5,272 | $2,425 | $2,671 |
Buy Cheap Mayfield, KY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Mayfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mayfield, KY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,177 | $12,562 |
| Geico | $6,168 | $7,329 |
| Liberty Mutual | $10,522 | $11,649 |
| Nationwide | $6,037 | $7,550 |
| Progressive | $9,015 | $10,186 |
| State Farm | $6,248 | $7,881 |
| Travelers | $10,394 | $16,625 |
| USAA | $4,984 | $5,272 |
Buy Cheap Mayfield, KY Auto Insurance for Seniors
You can save on senior auto insurance rates in Mayfield, Kentucky by comparing Mayfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mayfield, KY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,798 | $2,987 |
| Geico | $3,218 | $2,914 |
| Liberty Mutual | $2,255 | $2,522 |
| Nationwide | $2,519 | $2,640 |
| Progressive | $1,709 | $1,725 |
| State Farm | $1,827 | $1,827 |
| Travelers | $2,161 | $2,167 |
| USAA | $1,714 | $1,758 |
Find Cheap Auto Insurance Rates in Mayfield, KY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Mayfield, Kentucky auto insurance. Compare Mayfield, KY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,050 | $5,353 | $5,710 |
| Geico | $3,558 | $3,767 | $4,031 |
| Liberty Mutual | $4,557 | $4,743 | $5,013 |
| Nationwide | $3,908 | $3,801 | $3,826 |
| Progressive | $3,627 | $3,858 | $4,212 |
| State Farm | $3,187 | $3,342 | $3,501 |
| Travelers | $4,861 | $5,126 | $5,312 |
| USAA | $2,715 | $2,826 | $2,956 |
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Find Cheap Mayfield, KY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Mayfield. Compare auto insurance rates in Mayfield, KY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,371 | $5,371 |
| Geico | $3,750 | $3,821 |
| Liberty Mutual | $4,771 | $4,771 |
| Nationwide | $3,845 | $3,845 |
| Progressive | $3,899 | $3,899 |
| State Farm | $3,264 | $3,423 |
| Travelers | $5,100 | $5,100 |
| USAA | $2,726 | $2,938 |
Find Cheap Mayfield, KY Auto Insurance Rates by Driving Record
Auto insurance rates in Mayfield, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mayfield, KY, take a look at the average cost for various violations versus rates for a clean driving record in Mayfield.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,489 | $5,807 | $6,155 | $5,033 |
| Geico | $2,248 | $4,011 | $6,130 | $2,752 |
| Liberty Mutual | $3,989 | $6,106 | $4,756 | $4,232 |
| Nationwide | $3,060 | $3,953 | $4,997 | $3,369 |
| Progressive | $3,230 | $4,756 | $3,685 | $3,926 |
| State Farm | $3,048 | $3,639 | $3,343 | $3,343 |
| Travelers | $4,449 | $4,579 | $6,599 | $4,772 |
| USAA | $2,135 | $3,024 | $3,602 | $2,568 |
Find Cheap Mayfield, KY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Mayfield, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Mayfield for less when you shop around and compare rates from multiple Mayfield, KY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,155 |
| Geico | $6,130 |
| Liberty Mutual | $4,756 |
| Nationwide | $4,997 |
| Progressive | $3,685 |
| State Farm | $3,343 |
| Travelers | $6,599 |
| USAA | $3,602 |
Winners by Category: Where to Buy Cheap Auto Insurance in Mayfield, KY
Compare rates from the cheapest auto insurance companies in Mayfield, KY for your needs. Take a look at how Mayfield, Kentucky auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Mayfield, Kentucky Auto Insurance Companies
If you’re looking for the cheapest Mayfield, KY auto insurance companies overall, you can compare them here. Find the best price for Mayfield, Kentucky car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,371 |
| Geico | $3,785 |
| Liberty Mutual | $4,771 |
| Nationwide | $3,845 |
| Progressive | $3,899 |
| State Farm | $3,343 |
| Travelers | $5,100 |
| USAA | $2,832 |
What affects Mayfield, Kentucky auto insurance rates?
Local factors affect auto insurance rates in Mayfield, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Mayfield auto insurance rates.
Commute Times in Mayfield
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mayfield, KY is 19.7 minutes according to City-Data.
Compare Auto Insurance Quotes in Mayfield, KY
You can buy cheap Mayfield, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mayfield, Kentucky auto insurance quotes from top companies.
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Frequently Asked Questions
Is it possible to find cheap auto insurance in Mayfield, KY?
Yes, it is possible to find affordable auto insurance in Mayfield, KY. By comparing quotes from different insurance providers and taking advantage of available discounts, you can potentially find a policy that fits your budget.
How can I get cheap auto insurance in Mayfield, KY?
Here are some tips to help you find cheap auto insurance in Mayfield, KY:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles, which can lower your premium.
- Consider bundling your auto insurance with other policies, such as home insurance, for potential discounts.
- Inquire about available discounts, such as those for safe driving, good student discounts, or low mileage.
What factors can affect my auto insurance premium?
Several factors can impact your auto insurance premium, including:
- Your driving record and history of accidents or traffic violations.
- The type of vehicle you drive and its age.
- Your age, gender, and marital status.
- Your credit score and financial history.
- The coverage limits and deductibles you choose.
- Your location and the crime rate in your area.
Are there any drawbacks to buying cheap auto insurance?
While cheap auto insurance can save you money, there are some potential drawbacks to consider:
- Lower coverage limits: Cheap insurance policies often come with lower coverage limits, which may not fully protect you in the event of a major accident or theft.
- Limited add-on options: Cheap policies may not offer as many optional coverages or benefits as more expensive policies.
- Higher deductibles: Opting for a lower premium may mean choosing a higher deductible, which means you’ll have to pay more out of pocket before your insurance coverage kicks in.
What are the advantages of buying cheap auto insurance?
Some advantages of buying cheap auto insurance include:
- Lower premiums: Cheap auto insurance policies generally have lower monthly or annual premiums, which can help you save money.
- Compliance with legal requirements: Buying any auto insurance, even a cheaper policy, helps ensure you meet the legal requirements for driving in Mayfield, KY.
- Basic coverage: Cheap insurance still provides some level of coverage, so you have financial protection in case of accidents or damages.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.