Buy Cheap Newport, KY Auto Insurance (2022)

Newport, KY auto insurance rates average $327 a month. Minimum auto insurance requirements in Newport, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Newport, KY, compare Newport auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • The most expensive auto insurance company in Newport is Allstate
  • The most expensive auto insurance company in Newport after a DUI is Allstate
  • Average auto insurance rates in Newport, KY are $327/month

Finding affordable Newport, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Newport, KY auto insurance with confidence is right here. Auto insurance rates in Newport are affected by local factors as well as personal ones like your driving record.

See how Newport, KY car insurance rates compare to Richmond auto insurance rates, Florence auto insurance rates, and Bowling Green auto insurance rates before you read more about the cost of auto insurance in Newport.

Don’t buy Newport, KY auto insurance until you’ve compared rates. Get free Newport, Kentucky auto insurance quotes when you enter your ZIP code above.

Newport, KY Minimum Auto Insurance Requirements

The required auto insurance in Newport, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Newport, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Newport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Newport, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Newport, KY. Take a look at Newport, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Newport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,476 $5,169 $4,315
GEICO $6,162 $3,077 $2,004
Liberty Mutual $7,030 $4,342 $3,427
Nationwide $3,971 $3,159 $2,757
Progressive $4,462 $3,922 $3,669
State Farm $3,683 $2,222 $1,733
Travelers $5,147 $4,360 $4,342
USAA $3,824 $2,165 $1,770

Buy Cheap Newport, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Newport, Kentucky auto insurance rates? Find out how car insurance rates in Newport, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Newport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,240 $3,214 $2,916 $3,114 $11,910 $13,392 $3,612 $3,827
GEICO $3,001 $2,776 $3,142 $2,846 $6,258 $7,405 $2,448 $2,107
Liberty Mutual $2,573 $2,782 $2,153 $2,408 $11,369 $12,617 $2,711 $2,851
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,903 $1,802 $1,719 $1,721 $9,504 $10,735 $2,355 $2,401
State Farm $1,595 $1,595 $1,428 $1,428 $4,676 $5,894 $1,782 $1,972
Travelers $1,999 $2,034 $1,967 $1,968 $9,437 $15,021 $2,093 $2,413
USAA $1,715 $1,706 $1,557 $1,567 $4,710 $4,940 $2,153 $2,340

Buy Cheap Newport, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Newport can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Newport, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Newport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,910 $13,392
GEICO $6,258 $7,405
Liberty Mutual $11,369 $12,617
Nationwide $5,248 $6,510
Progressive $9,504 $10,735
State Farm $4,676 $5,894
Travelers $9,437 $15,021
USAA $4,710 $4,940

Buy Cheap Newport, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Newport, Kentucky by comparing Newport senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Newport, KY here.

Annual Auto Insurance Rates for Senior Drivers in Newport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,916 $3,114
GEICO $3,142 $2,846
Liberty Mutual $2,153 $2,408
Nationwide $2,153 $2,240
Progressive $1,719 $1,721
State Farm $1,428 $1,428
Travelers $1,967 $1,968
USAA $1,557 $1,567

Find Cheap Auto Insurance Rates in Newport, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Newport, Kentucky auto insurance. Compare Newport, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Newport, Kentucky

Insurance Company Low Medium High
Allstate $5,284 $5,632 $6,043
GEICO $3,508 $3,734 $4,002
Liberty Mutual $4,736 $4,909 $5,154
Nationwide $3,289 $3,267 $3,330
Progressive $3,696 $3,977 $4,380
State Farm $2,387 $2,545 $2,706
Travelers $4,403 $4,643 $4,804
USAA $2,461 $2,580 $2,717

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Find Cheap Newport, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Newport. Compare auto insurance rates in Newport, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Newport, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,653 $5,653
GEICO $3,713 $3,783
Liberty Mutual $4,933 $4,933
Nationwide $3,295 $3,295
Progressive $4,018 $4,018
State Farm $2,481 $2,612
Travelers $4,616 $4,616
USAA $2,492 $2,680

Find Cheap Newport, KY Auto Insurance Rates by ZIP Code

Auto insurance rates in Newport, Kentucky can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Newport, KY to see how much where you live in Newport affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Newport, Kentucky

ZIP Code Average Annual Rates
41071 $3,387
41099 $3,669

Find Cheap Newport, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Newport, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Newport, KY, take a look at the average cost for various violations versus rates for a clean driving record in Newport.

Annual Newport, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,702 $6,115 $6,504 $5,291
GEICO $2,237 $3,974 $6,040 $2,740
Liberty Mutual $4,114 $6,330 $4,922 $4,366
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,324 $4,929 $3,787 $4,030
State Farm $2,327 $2,766 $2,546 $2,546
Travelers $4,025 $4,141 $5,981 $4,319
USAA $1,947 $2,749 $3,300 $2,348

Find Cheap Newport, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Newport, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Newport for less when you shop around and compare rates from multiple Newport, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Newport, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,504
GEICO $6,040
Liberty Mutual $4,922
Nationwide $4,227
Progressive $3,787
State Farm $2,546
Travelers $5,981
USAA $3,300

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Winners by Category: Where to Buy Cheap Auto Insurance in Newport, KY

Compare rates from the cheapest auto insurance companies in Newport, KY for your needs. Take a look at how Newport, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Newport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Newport, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Newport, KY auto insurance companies overall, you can compare them here. Find the best price for Newport, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Newport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,653
GEICO $3,748
Liberty Mutual $4,933
Nationwide $3,295
Progressive $4,018
State Farm $2,546
Travelers $4,616
USAA $2,586

What affects Newport, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Newport, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Newport auto insurance rates.

Commute Times in Newport

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Newport, KY is 22.2 minutes according to City-Data.

Traffic in Newport

How is traffic in Newport, Kentucky? Inrix data shows that Newport, KY traffic makes it the 343rd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Newport, KY

You can buy cheap Newport, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Newport, Kentucky auto insurance quotes from top companies.

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