Buy Cheap Port Huron, MI Auto Insurance (2022)

Port Huron, MI auto insurance rates average $858 a month. Minimum auto insurance requirements in Port Huron, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Port Huron, MI, compare Port Huron auto insurance quotes from top companies.

Compare Quotes Now

secured lock Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Port Huron is Allstate
  • The most expensive auto insurance company in Port Huron after a DUI is Allstate
  • Average auto insurance rates in Port Huron, MI after a DUI are $17,143/year

Finding affordable Port Huron, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Port Huron, MI auto insurance with confidence is right here. Auto insurance rates in Port Huron are affected by local factors as well as personal ones like your driving record.

See how Port Huron, MI car insurance rates compare to Livonia auto insurance rates, Troy auto insurance rates, and Sterling Heights auto insurance rates before you read more about the cost of auto insurance in Port Huron.

Don’t buy Port Huron, MI auto insurance until you’ve compared rates. Get free Port Huron, Michigan auto insurance quotes when you enter your ZIP code above.

Port Huron, MI Minimum Auto Insurance Requirements

The required auto insurance in Port Huron, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Port Huron, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Port Huron, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Port Huron, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Port Huron, MI. Take a look at Port Huron, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Port Huron, Michigan

Insurance Company Poor Fair Good
Allstate $34,120 $18,904 $14,489
Farmers $7,252 $4,902 $4,541
GEICO $7,655 $5,626 $4,576
Liberty Mutual $33,591 $19,394 $10,699
Nationwide $9,331 $7,009 $5,934
Progressive $6,639 $5,560 $4,964
State Farm $18,604 $9,416 $6,397
Travelers $9,512 $9,230 $9,116
USAA $5,245 $3,009 $2,280

Buy Cheap Port Huron, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Port Huron, Michigan auto insurance rates? Find out how car insurance rates in Port Huron, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Port Huron, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,411 $16,411 $15,231 $15,231 $41,080 $41,080 $17,296 $17,296
Farmers $4,107 $4,107 $3,821 $3,821 $9,715 $9,715 $4,616 $4,616
GEICO $4,103 $4,103 $4,217 $4,217 $11,571 $11,571 $3,916 $3,916
Liberty Mutual $15,999 $15,999 $15,844 $15,844 $37,070 $37,070 $15,999 $15,999
Nationwide $5,224 $5,224 $4,643 $4,643 $14,083 $14,083 $5,749 $5,749
Progressive $3,413 $3,108 $3,018 $3,436 $12,379 $12,956 $3,949 $3,510
State Farm $6,877 $6,877 $6,416 $6,416 $24,513 $24,513 $8,083 $8,083
Travelers $6,203 $6,203 $5,303 $5,303 $18,896 $18,896 $6,744 $6,744
USAA $2,602 $2,437 $2,454 $2,299 $6,290 $5,899 $3,140 $2,972

Buy Cheap Port Huron, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Port Huron can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Port Huron, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Port Huron, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,080 $41,080
Farmers $9,715 $9,715
GEICO $11,571 $11,571
Liberty Mutual $37,070 $37,070
Nationwide $14,083 $14,083
Progressive $12,379 $12,956
State Farm $24,513 $24,513
Travelers $18,896 $18,896
USAA $6,290 $5,899

Buy Cheap Port Huron, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Port Huron, Michigan by comparing Port Huron senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Port Huron, MI here.

Annual Auto Insurance Rates for Senior Drivers in Port Huron, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,231 $15,231
Farmers $3,821 $3,821
GEICO $4,217 $4,217
Liberty Mutual $15,844 $15,844
Nationwide $4,643 $4,643
Progressive $3,018 $3,436
State Farm $6,416 $6,416
Travelers $5,303 $5,303
USAA $2,454 $2,299

Find Cheap Auto Insurance Rates in Port Huron, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Port Huron, Michigan auto insurance. Compare Port Huron, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Port Huron, Michigan

Insurance Company Low Medium High
Allstate $21,886 $22,559 $23,067
Farmers $5,346 $5,543 $5,806
GEICO $5,533 $5,896 $6,427
Liberty Mutual $20,718 $21,178 $21,787
Nationwide $7,722 $7,312 $7,240
Progressive $5,525 $5,728 $5,911
State Farm $10,867 $11,547 $12,003
Travelers $9,203 $9,293 $9,362
USAA $3,405 $3,520 $3,610

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Port Huron, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Port Huron. Compare auto insurance rates in Port Huron, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Port Huron, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,504 $22,504
Farmers $5,565 $5,565
GEICO $5,819 $6,085
Liberty Mutual $20,512 $21,944
Nationwide $7,425 $7,425
Progressive $5,721 $5,721
State Farm $11,160 $11,785
Travelers $9,233 $9,340
USAA $3,471 $3,552

Find Cheap Port Huron, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Port Huron, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Port Huron, MI, take a look at the average cost for various violations versus rates for a clean driving record in Port Huron.

Annual Port Huron, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,915 $14,587 $49,199 $15,317
Farmers $4,680 $5,971 $5,887 $5,721
GEICO $2,060 $4,431 $13,471 $3,846
Liberty Mutual $14,437 $17,741 $33,989 $18,745
Nationwide $6,329 $8,525 $7,704 $7,141
Progressive $4,805 $6,402 $5,746 $5,931
State Farm $7,206 $8,690 $19,078 $10,916
Travelers $6,226 $8,953 $14,603 $7,364
USAA $2,826 $3,534 $4,609 $3,077

Find Cheap Port Huron, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Port Huron, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Port Huron for less when you shop around and compare rates from multiple Port Huron, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Port Huron, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,199
Farmers $5,887
GEICO $13,471
Liberty Mutual $33,989
Nationwide $7,704
Progressive $5,746
State Farm $19,078
Travelers $14,603
USAA $4,609

Winners by Category: Where to Buy Cheap Auto Insurance in Port Huron, MI

Compare rates from the cheapest auto insurance companies in Port Huron, MI for your needs. Take a look at how Port Huron, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Port Huron, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Port Huron, Michigan Auto Insurance Companies

If you’re looking for the cheapest Port Huron, MI auto insurance companies overall, you can compare them here. Find the best price for Port Huron, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Port Huron, Michigan

Insurance Company Average Annual Rates
Allstate $22,504
Farmers $5,565
GEICO $5,952
Liberty Mutual $21,228
Nationwide $7,425
Progressive $5,721
State Farm $11,473
Travelers $9,286
USAA $3,512

What affects Port Huron, Michigan auto insurance rates?

Local factors affect auto insurance rates in Port Huron, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Port Huron auto insurance rates.

Auto Theft in Port Huron

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Port Huron, MI auto theft show a total of 50 vehicle thefts annually.

Commute Times in Port Huron

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Port Huron, MI is 20.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Port Huron, MI

You can buy cheap Port Huron, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Port Huron, Michigan auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption