Buy Cheap Portage, MI Auto Insurance (2022)

Portage, MI auto insurance rates average $720 a month. Minimum auto insurance requirements in Portage, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Portage, MI, compare Portage auto insurance quotes from top companies.

UPDATED: Mar 15, 2022Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • The most expensive auto insurance company in Portage is Allstate
  • Average auto insurance rates in Portage, MI after a DUI are $14,565/year
  • The most expensive auto insurance company in Portage after a DUI is Allstate

Finding affordable Portage, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Portage, MI auto insurance with confidence is right here. Auto insurance rates in Portage are affected by local factors as well as personal ones like your driving record.

See how Portage, MI car insurance rates compare to Warren auto insurance rates, Lansing auto insurance rates, and Detroit auto insurance rates before you read more about the cost of auto insurance in Portage.

Don’t buy Portage, MI auto insurance until you’ve compared rates. Get free Portage, Michigan auto insurance quotes when you enter your ZIP code above.

Portage, MI Minimum Auto Insurance Requirements

The required auto insurance in Portage, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Portage, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Portage, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Portage, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Portage, MI. Take a look at Portage, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Portage, Michigan

Insurance Company Poor Fair Good
Allstate $32,733 $18,111 $13,856
Farmers $7,009 $4,662 $4,306
GEICO $6,868 $5,053 $4,114
Liberty Mutual $26,470 $15,301 $8,464
Nationwide $6,010 $4,563 $3,899
Progressive $4,993 $4,229 $3,829
State Farm $14,291 $7,259 $4,948
Travelers $7,707 $7,476 $7,383
USAA $4,911 $2,803 $2,157

Buy Cheap Portage, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Portage, Michigan auto insurance rates? Find out how car insurance rates in Portage, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Portage, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,762 $15,762 $14,626 $14,626 $39,270 $39,270 $16,609 $16,609
Farmers $4,017 $4,017 $3,747 $3,747 $9,019 $9,019 $4,520 $4,520
GEICO $3,650 $3,650 $3,743 $3,743 $10,493 $10,493 $3,494 $3,494
Liberty Mutual $12,566 $12,566 $12,442 $12,442 $29,406 $29,406 $12,566 $12,566
Nationwide $3,458 $3,458 $3,088 $3,088 $8,968 $8,968 $3,782 $3,782
Progressive $2,544 $2,372 $2,262 $2,504 $9,380 $10,040 $2,951 $2,750
State Farm $5,353 $5,353 $4,954 $4,954 $18,731 $18,731 $6,293 $6,293
Travelers $5,051 $5,051 $4,337 $4,337 $15,214 $15,214 $5,485 $5,485
USAA $2,359 $2,259 $2,215 $2,105 $5,935 $5,722 $2,904 $2,821

Buy Cheap Portage, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Portage can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Portage, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Portage, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,270 $39,270
Farmers $9,019 $9,019
GEICO $10,493 $10,493
Liberty Mutual $29,406 $29,406
Nationwide $8,968 $8,968
Progressive $9,380 $10,040
State Farm $18,731 $18,731
Travelers $15,214 $15,214
USAA $5,935 $5,722

Buy Cheap Portage, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Portage, Michigan by comparing Portage senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Portage, MI here.

Annual Auto Insurance Rates for Senior Drivers in Portage, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,626 $14,626
Farmers $3,747 $3,747
GEICO $3,743 $3,743
Liberty Mutual $12,442 $12,442
Nationwide $3,088 $3,088
Progressive $2,262 $2,504
State Farm $4,954 $4,954
Travelers $4,337 $4,337
USAA $2,215 $2,105

Find Cheap Auto Insurance Rates in Portage, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Portage, Michigan auto insurance. Compare Portage, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Portage, Michigan

Insurance Company Low Medium High
Allstate $21,019 $21,616 $22,065
Farmers $5,203 $5,315 $5,458
GEICO $5,002 $5,299 $5,734
Liberty Mutual $16,339 $16,706 $17,190
Nationwide $5,029 $4,747 $4,696
Progressive $4,223 $4,355 $4,472
State Farm $8,455 $8,879 $9,165
Travelers $7,443 $7,530 $7,593
USAA $3,198 $3,297 $3,375

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Find Cheap Portage, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Portage. Compare auto insurance rates in Portage, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Portage, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,567 $21,567
Farmers $5,326 $5,326
GEICO $5,225 $5,464
Liberty Mutual $16,172 $17,317
Nationwide $4,824 $4,824
Progressive $4,350 $4,350
State Farm $8,609 $9,057
Travelers $7,479 $7,565
USAA $3,254 $3,327

Find Cheap Portage, MI Auto Insurance Rates by ZIP Code

Auto insurance rates in Portage, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Portage, MI to see how much where you live in Portage affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Portage, Michigan

ZIP Code Average Annual Rates
49002 $6,126
49024 $6,130

Find Cheap Portage, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Portage, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Portage, MI, take a look at the average cost for various violations versus rates for a clean driving record in Portage.

Annual Portage, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,520 $14,041 $46,995 $14,710
Farmers $4,474 $5,702 $5,627 $5,500
GEICO $1,860 $3,982 $12,074 $3,464
Liberty Mutual $11,589 $14,091 $26,374 $14,925
Nationwide $4,146 $5,493 $5,004 $4,653
Progressive $3,710 $4,836 $4,348 $4,507
State Farm $5,600 $6,725 $14,596 $8,411
Travelers $5,078 $7,262 $11,746 $6,001
USAA $2,650 $3,299 $4,323 $2,889

Find Cheap Portage, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Portage, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Portage for less when you shop around and compare rates from multiple Portage, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Portage, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $46,995
Farmers $5,627
GEICO $12,074
Liberty Mutual $26,374
Nationwide $5,004
Progressive $4,348
State Farm $14,596
Travelers $11,746
USAA $4,323

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Winners by Category: Where to Buy Cheap Auto Insurance in Portage, MI

Compare rates from the cheapest auto insurance companies in Portage, MI for your needs. Take a look at how Portage, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Portage, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Portage, Michigan Auto Insurance Companies

If you’re looking for the cheapest Portage, MI auto insurance companies overall, you can compare them here. Find the best price for Portage, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Portage, Michigan

Insurance Company Average Annual Rates
Allstate $21,567
Farmers $5,326
GEICO $5,345
Liberty Mutual $16,745
Nationwide $4,824
Progressive $4,350
State Farm $8,833
Travelers $7,522
USAA $3,290

What affects Portage, Michigan auto insurance rates?

Local factors affect auto insurance rates in Portage, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Portage auto insurance rates.

Auto Theft in Portage

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Portage, MI auto theft show a total of 75 vehicle thefts annually.

Commute Times in Portage

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Portage, MI is 19.8 minutes according to City-Data.

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Compare Auto Insurance Quotes in Portage, MI

You can buy cheap Portage, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Portage, Michigan auto insurance quotes from top companies.

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