Buy Cheap Royersford, PA Auto Insurance in 2024
Royersford, PA auto insurance rates average $365 a month. Minimum auto insurance requirements in Royersford, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Royersford, PA, compare Royersford auto insurance quotes from top companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Royersford, PA after a DUI are $4,789/year
- The most expensive auto insurance company in Royersford after a DUI is Travelers
- The most expensive auto insurance company in Royersford is Travelers
Finding affordable Royersford, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Royersford, PA auto insurance with confidence is right here. Auto insurance rates in Royersford are affected by local factors as well as personal ones like your driving record.
See how Royersford, PA car insurance rates compare to Harrisburg auto insurance rates, Pittsburgh auto insurance rates, and Reading auto insurance rates before you read more about the cost of auto insurance in Royersford.
Don’t buy Royersford, PA auto insurance until you’ve compared rates. Get free Royersford, Pennsylvania auto insurance quotes when you enter your ZIP code above.
Royersford, PA Minimum Auto Insurance Requirements
The required auto insurance in Royersford, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Royersford, Pennsylvania is outlined here.
Minimum Required Auto Insurance Coverage in Royersford, Pennsylvania
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Find Cheap Royersford, PA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Royersford, PA. Take a look at Royersford, Pennsylvania auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Royersford, Pennsylvania
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,430 | $4,082 | $3,290 |
| Geico | $4,328 | $2,432 | $1,876 |
| Liberty Mutual | $8,392 | $6,021 | $5,319 |
| Nationwide | $3,588 | $2,958 | $2,636 |
| Progressive | $6,569 | $4,633 | $3,731 |
| State Farm | $4,147 | $2,567 | $2,025 |
| Travelers | $9,165 | $8,295 | $7,843 |
| USAA | $2,378 | $1,768 | $1,566 |
Buy Cheap Royersford, PA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Royersford, Pennsylvania auto insurance rates? Find out how car insurance rates in Royersford, PA are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Royersford, Pennsylvania
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,595 | $2,595 | $2,417 | $2,417 | $9,222 | $9,222 | $2,834 | $2,834 |
| Geico | $2,232 | $1,930 | $2,134 | $1,846 | $5,740 | $4,975 | $2,237 | $1,934 |
| Liberty Mutual | $4,326 | $4,326 | $3,967 | $3,967 | $12,538 | $12,538 | $5,478 | $5,478 |
| Nationwide | $2,074 | $2,074 | $1,970 | $1,970 | $5,869 | $5,869 | $2,329 | $2,329 |
| Progressive | $3,084 | $3,084 | $2,769 | $2,769 | $10,124 | $10,124 | $3,935 | $3,935 |
| State Farm | $1,755 | $1,755 | $1,558 | $1,558 | $6,394 | $6,394 | $1,944 | $1,944 |
| Travelers | $1,845 | $1,845 | $2,006 | $2,006 | $27,680 | $27,680 | $2,207 | $2,207 |
| USAA | $1,207 | $1,207 | $1,094 | $1,094 | $3,714 | $3,714 | $1,601 | $1,601 |
Buy Cheap Royersford, PA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Royersford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Royersford, PA are listed here.
Annual Auto Insurance Rates for Teen Drivers in Royersford, Pennsylvania
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,222 | $9,222 |
| Geico | $5,740 | $4,975 |
| Liberty Mutual | $12,538 | $12,538 |
| Nationwide | $5,869 | $5,869 |
| Progressive | $10,124 | $10,124 |
| State Farm | $6,394 | $6,394 |
| Travelers | $27,680 | $27,680 |
| USAA | $3,714 | $3,714 |
Buy Cheap Royersford, PA Auto Insurance for Seniors
You can save on senior auto insurance rates in Royersford, Pennsylvania by comparing Royersford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Royersford, PA here.
Annual Auto Insurance Rates for Senior Drivers in Royersford, Pennsylvania
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,417 | $2,417 |
| Geico | $2,134 | $1,846 |
| Liberty Mutual | $3,967 | $3,967 |
| Nationwide | $1,970 | $1,970 |
| Progressive | $2,769 | $2,769 |
| State Farm | $1,558 | $1,558 |
| Travelers | $2,006 | $2,006 |
| USAA | $1,094 | $1,094 |
Find Cheap Auto Insurance Rates in Royersford, PA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Royersford, Pennsylvania auto insurance. Compare Royersford, PA auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Royersford, Pennsylvania
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,068 | $4,295 | $4,438 |
| Geico | $2,597 | $2,915 | $3,123 |
| Liberty Mutual | $6,181 | $6,638 | $6,913 |
| Nationwide | $3,051 | $3,105 | $3,026 |
| Progressive | $4,520 | $5,027 | $5,388 |
| State Farm | $2,705 | $2,957 | $3,076 |
| Travelers | $8,450 | $8,454 | $8,398 |
| USAA | $1,749 | $1,924 | $2,038 |
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Find Cheap Royersford, PA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Royersford. Compare auto insurance rates in Royersford, PA by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Royersford, Pennsylvania
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,177 | $4,357 |
| Geico | $2,834 | $2,923 |
| Liberty Mutual | $6,410 | $6,745 |
| Nationwide | $3,061 | $3,061 |
| Progressive | $4,978 | $4,978 |
| State Farm | $2,826 | $3,000 |
| Travelers | $8,434 | $8,434 |
| USAA | $1,850 | $1,958 |
Find Cheap Royersford, PA Auto Insurance Rates by Driving Record
Auto insurance rates in Royersford, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Royersford, PA, take a look at the average cost for various violations versus rates for a clean driving record in Royersford.
Annual Royersford, Pennsylvania Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,078 | $4,835 | $4,078 | $4,078 |
| Geico | $2,117 | $3,647 | $2,831 | $2,919 |
| Liberty Mutual | $5,969 | $6,906 | $6,717 | $6,717 |
| Nationwide | $2,219 | $2,965 | $4,108 | $2,950 |
| Progressive | $4,502 | $6,268 | $4,634 | $4,508 |
| State Farm | $2,651 | $3,174 | $2,913 | $2,913 |
| Travelers | $5,947 | $8,510 | $10,769 | $8,510 |
| USAA | $1,527 | $2,120 | $2,262 | $1,707 |
Find Cheap Royersford, PA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Royersford, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Royersford for less when you shop around and compare rates from multiple Royersford, PA auto insurance companies.
Annual Auto Insurance Rates After a DUI in Royersford, Pennsylvania
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,078 |
| Geico | $2,831 |
| Liberty Mutual | $6,717 |
| Nationwide | $4,108 |
| Progressive | $4,634 |
| State Farm | $2,913 |
| Travelers | $10,769 |
| USAA | $2,262 |
Winners by Category: Where to Buy Cheap Auto Insurance in Royersford, PA
Compare rates from the cheapest auto insurance companies in Royersford, PA for your needs. Take a look at how Royersford, Pennsylvania auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Royersford, Pennsylvania
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Royersford, Pennsylvania Auto Insurance Companies
If you’re looking for the cheapest Royersford, PA auto insurance companies overall, you can compare them here. Find the best price for Royersford, Pennsylvania car insurance by company.
Average Annual Auto Insurance Rates by Company in Royersford, Pennsylvania
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,267 |
| Geico | $2,878 |
| Liberty Mutual | $6,577 |
| Nationwide | $3,061 |
| Progressive | $4,978 |
| State Farm | $2,913 |
| Travelers | $8,434 |
| USAA | $1,904 |
What affects Royersford, Pennsylvania auto insurance rates?
Local factors affect auto insurance rates in Royersford, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Royersford auto insurance rates.
Commute Times in Royersford
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Royersford, PA is 26.7 minutes according to City-Data.
Compare Auto Insurance Quotes in Royersford, PA
You can buy cheap Royersford, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Royersford, Pennsylvania auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Royersford, PA in 2023?
To find cheap auto insurance in Royersford, PA in 2023, you can consider the following five steps:
- Shop around and compare quotes from different insurance providers.
- Maintain a clean driving record and avoid traffic violations.
- Opt for a higher deductible, which can lower your premium.
- Bundle your auto insurance with other policies, such as home or renters insurance, for potential discounts.
- Inquire about available discounts, such as safe driver discounts, good student discounts, or loyalty discounts.
Are there any downsides to buying cheap auto insurance?
While cheap auto insurance may save you money in the short term, it’s important to be aware of potential downsides, which can include:
- Limited coverage options: Cheap insurance policies may have lower coverage limits or exclude certain types of coverage, leaving you financially vulnerable in case of an accident or theft.
- Higher deductibles: Cheap policies often come with higher deductibles, meaning you’ll have to pay more out of pocket before your insurance coverage kicks in.
- Less responsive customer service: Some cheap insurance providers may not offer the same level of customer service or support as larger, more established companies.
What are the benefits of buying auto insurance in 2023?
The benefits of buying auto insurance in 2023 include:
- Financial protection: Auto insurance provides coverage for damages to your vehicle, medical expenses, and liability for injuries or property damage caused to others.
- Peace of mind: Knowing that you have insurance coverage can provide peace of mind while driving, as you are protected against unexpected events.
- Legal compliance: Auto insurance is often required by law in most states, including Pennsylvania, to ensure you meet the minimum coverage requirements.
What factors can affect the cost of auto insurance in Royersford, PA?
What factors can affect the cost of auto insurance in Royersford, PA? A4: Several factors can influence the cost of auto insurance in Royersford, PA, including:
- Your driving record: Having a history of accidents or traffic violations can increase your premiums.
- Vehicle type: The make, model, and year of your vehicle can impact insurance rates.
- Coverage and deductible limits: Higher coverage limits and lower deductibles usually result in higher premiums.
- Age and gender: Younger drivers and males typically pay higher premiums due to statistical risk factors.
- Credit history: In some states, insurance companies may consider your credit history when determining rates.
Are there any discounts available for auto insurance in Royersford, PA?
Yes, many insurance providers offer various discounts that can help you save on your auto insurance premiums. Some common discounts include safe driver discounts, good student discounts, multi-policy discounts, low mileage discounts, and discounts for certain safety features on your vehicle. It’s a good idea to inquire about available discounts when obtaining quotes from different insurance companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.