Buy Cheap Rural Retreat, VA Auto Insurance in 2024
Rural Retreat, VA auto insurance rates average $184 a month. Minimum auto insurance requirements in Rural Retreat, Virginia are 25/50/20 to comply with Virginia laws. To buy cheap auto insurance in Rural Retreat, VA, compare Rural Retreat auto insurance quotes from top companies.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Rural Retreat, VA after a DUI are $2,620/year
- Average auto insurance rates in Rural Retreat, VA for teens drivers are $4,096/year
- Average auto insurance rates in Rural Retreat, VA are $184/month
Finding affordable Rural Retreat, Virginia auto insurance can be challenging, but everything you need to know to buy cheap Rural Retreat, VA auto insurance with confidence is right here. Auto insurance rates in Rural Retreat are affected by local factors as well as personal ones like your driving record.
See how Rural Retreat, VA car insurance rates compare to Hampton auto insurance rates, Chesapeake auto insurance rates, and Suffolk auto insurance rates before you read more about the cost of auto insurance in Rural Retreat.
Don’t buy Rural Retreat, VA auto insurance until you’ve compared rates. Get free Rural Retreat, Virginia auto insurance quotes when you enter your ZIP code above.
Rural Retreat, VA Minimum Auto Insurance Requirements
The required auto insurance in Rural Retreat, VA is 25/50/20 according to the auto insurance laws in Virginia. The minimum auto insurance in Rural Retreat, Virginia is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Rural Retreat, VA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Rural Retreat, VA. Take a look at Rural Retreat, Virginia auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,075 | $3,269 | $2,685 |
| Geico | $2,231 | $1,896 | $1,896 |
| Nationwide | $2,407 | $1,933 | $1,756 |
| Progressive | $2,352 | $2,051 | $1,914 |
| State Farm | $2,945 | $1,827 | $1,444 |
| USAA | $2,269 | $1,546 | $1,276 |
Buy Cheap Rural Retreat, VA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Rural Retreat, Virginia auto insurance rates? Find out how car insurance rates in Rural Retreat, VA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,003 | $1,889 | $1,994 | $1,994 | $6,333 | $7,298 | $2,616 | $2,620 |
| Geico | $1,432 | $1,429 | $1,356 | $1,356 | $3,058 | $4,115 | $1,668 | $1,649 |
| Nationwide | $1,403 | $1,409 | $1,246 | $1,278 | $3,367 | $4,326 | $1,548 | $1,680 |
| Progressive | $1,073 | $1,021 | $969 | $973 | $4,798 | $5,392 | $1,294 | $1,324 |
| State Farm | $1,264 | $1,264 | $1,141 | $1,141 | $3,856 | $4,825 | $1,429 | $1,656 |
| USAA | $1,013 | $995 | $948 | $950 | $3,166 | $3,775 | $1,300 | $1,425 |
Buy Cheap Rural Retreat, VA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Rural Retreat can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Rural Retreat, VA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,333 | $7,298 |
| Geico | $3,058 | $4,115 |
| Nationwide | $3,367 | $4,326 |
| Progressive | $4,798 | $5,392 |
| State Farm | $3,856 | $4,825 |
| USAA | $3,166 | $3,775 |
Buy Cheap Rural Retreat, VA Auto Insurance for Seniors
You can save on senior auto insurance rates in Rural Retreat, Virginia by comparing Rural Retreat senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Rural Retreat, VA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,994 | $1,994 |
| Geico | $1,356 | $1,356 |
| Nationwide | $1,246 | $1,278 |
| Progressive | $969 | $973 |
| State Farm | $1,141 | $1,141 |
| USAA | $948 | $950 |
Find Cheap Auto Insurance Rates in Rural Retreat, VA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Rural Retreat, Virginia auto insurance. Compare Rural Retreat, VA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,254 | $3,344 | $3,432 |
| Geico | $1,936 | $2,006 | $2,082 |
| Nationwide | $2,124 | $2,012 | $1,960 |
| Progressive | $2,019 | $2,084 | $2,214 |
| State Farm | $1,956 | $2,068 | $2,192 |
| USAA | $1,637 | $1,700 | $1,753 |
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Find Cheap Rural Retreat, VA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Rural Retreat. Compare auto insurance rates in Rural Retreat, VA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,244 | $3,443 |
| Geico | $1,971 | $2,045 |
| Nationwide | $2,032 | $2,032 |
| Progressive | $2,106 | $2,106 |
| State Farm | $2,022 | $2,122 |
| USAA | $1,634 | $1,759 |
Find Cheap Rural Retreat, VA Auto Insurance Rates by Driving Record
Auto insurance rates in Rural Retreat, Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Rural Retreat, VA, take a look at the average cost for various violations versus rates for a clean driving record in Rural Retreat.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,500 | $3,988 | $3,661 | $3,224 |
| Geico | $1,526 | $1,980 | $3,000 | $1,526 |
| Nationwide | $1,770 | $1,770 | $2,584 | $2,005 |
| Progressive | $1,807 | $2,373 | $2,147 | $2,096 |
| State Farm | $1,889 | $2,255 | $2,072 | $2,072 |
| USAA | $1,313 | $1,705 | $2,258 | $1,510 |
Find Cheap Rural Retreat, VA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Rural Retreat, Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Rural Retreat for less when you shop around and compare rates from multiple Rural Retreat, VA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,661 |
| Geico | $3,000 |
| Nationwide | $2,584 |
| Progressive | $2,147 |
| State Farm | $2,072 |
| USAA | $2,258 |
Winners by Category: Where to Buy Cheap Auto Insurance in Rural Retreat, VA
Compare rates from the cheapest auto insurance companies in Rural Retreat, VA for your needs. Take a look at how Rural Retreat, Virginia auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Rural Retreat, Virginia Auto Insurance Companies
If you’re looking for the cheapest Rural Retreat, VA auto insurance companies overall, you can compare them here. Find the best price for Rural Retreat, Virginia car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,343 |
| Geico | $2,008 |
| Nationwide | $2,032 |
| Progressive | $2,106 |
| State Farm | $2,072 |
| USAA | $1,697 |
What affects Rural Retreat, Virginia auto insurance rates?
Local factors affect auto insurance rates in Rural Retreat, VA, including traffic, theft statistics, and commute length. Take a look at the things that impact Rural Retreat auto insurance rates.
Commute Times in Rural Retreat
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Rural Retreat, VA is 18.0 minutes according to City-Data.
Compare Auto Insurance Quotes in Rural Retreat, VA
You can buy cheap Rural Retreat, VA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Rural Retreat, Virginia auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Rural Retreat, VA in 2023?
To find affordable auto insurance in Rural Retreat, VA in 2023, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record to qualify for discounts.
- Opt for higher deductibles, which can lower your premium.
- Bundle your auto insurance with other policies, such as home or renters insurance, to get a multi-policy discount.
- Inquire about any available discounts, such as good student discounts or safe driver discounts.
What factors affect the cost of auto insurance in Rural Retreat, VA?
Several factors can influence the cost of auto insurance in Rural Retreat, VA, including:
- Your driving record: Drivers with a history of accidents or traffic violations may face higher premiums.
- Age and gender: Younger drivers and males under the age of 25 often pay more for insurance.
- Vehicle type: The make, model, and year of your car can impact the cost of insurance.
- Coverage and deductibles: Higher coverage limits and lower deductibles usually result in higher premiums.
- Location: The area where you live, such as Rural Retreat, VA, can affect insurance rates due to factors like crime rates and traffic congestion.
- Credit score: In some states, insurance companies consider credit scores when determining premiums.
What are the minimum auto insurance requirements in Rural Retreat, VA in 2023?
The minimum auto insurance requirements in Rural Retreat, VA in 2023 include:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $20,000 property damage liability coverage per accident
- Uninsured/underinsured motorist coverage may also be required, depending on the state’s regulations.
Are there any additional coverage options to consider in Rural Retreat, VA?
Yes, while the minimum coverage requirements are mandatory, you may want to consider additional coverage options for enhanced protection, such as:
- Collision coverage: Covers damage to your vehicle in case of a collision, regardless of fault.
- Comprehensive coverage: Protects against non-collision-related incidents, such as theft, vandalism, or natural disasters.
- Medical payments coverage: Pays for medical expenses for you and your passengers after an accident.
- Personal injury protection (PIP): Provides broader coverage for medical expenses, lost wages, and other related costs.
How can I lower my auto insurance premium in Rural Retreat, VA?
Here are some additional tips to help lower your auto insurance premium in Rural Retreat, VA:
- Maintain a good credit score, as many insurance companies consider it when determining rates.
- Take a defensive driving course to demonstrate your commitment to safe driving and potentially qualify for a discount.
- Consider reducing coverage on older vehicles that may not require comprehensive or collision coverage.
- Install safety devices in your car, such as anti-theft systems or airbags, as they may lead to lower premiums.
- Drive fewer miles by carpooling, using public transportation, or participating in a usage-based insurance program if available.
- Avoid filing small claims, as this can cause your premiums to increase.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.