Buy Cheap South Glens Falls, NY Auto Insurance in 2024
South Glens Falls, NY auto insurance rates average $258 a month. Minimum auto insurance requirements in South Glens Falls, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in South Glens Falls, NY, compare South Glens Falls auto insurance quotes from top companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in South Glens Falls is Liberty Mutual
- Average auto insurance rates in South Glens Falls, NY after a DUI are $4,120/year
- Average auto insurance rates in South Glens Falls, NY for teens drivers are $5,401/year
Finding affordable South Glens Falls, New York auto insurance can be challenging, but everything you need to know to buy cheap South Glens Falls, NY auto insurance with confidence is right here. Auto insurance rates in South Glens Falls are affected by local factors as well as personal ones like your driving record.
See how South Glens Falls, NY car insurance rates compare to Buffalo auto insurance rates, Schenectady auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in South Glens Falls.
Don’t buy South Glens Falls, NY auto insurance until you’ve compared rates. Get free South Glens Falls, New York auto insurance quotes when you enter your ZIP code above.
South Glens Falls, NY Minimum Auto Insurance Requirements
The required auto insurance in South Glens Falls, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in South Glens Falls, New York is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap South Glens Falls, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in South Glens Falls, NY. Take a look at South Glens Falls, New York auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,294 | $3,126 | $2,707 |
| Geico | $2,246 | $1,650 | $1,481 |
| Liberty Mutual | $6,646 | $4,357 | $3,271 |
| Nationwide | $2,627 | $2,627 | $2,627 |
| Progressive | $4,174 | $2,204 | $1,628 |
| State Farm | $4,108 | $2,577 | $2,046 |
| Travelers | $4,483 | $2,859 | $2,491 |
| USAA | $4,608 | $2,341 | $2,072 |
Buy Cheap South Glens Falls, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect South Glens Falls, New York auto insurance rates? Find out how car insurance rates in South Glens Falls, NY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,461 | $2,325 | $2,314 | $2,358 | $7,354 | $7,952 | $2,438 | $2,467 |
| Geico | $1,304 | $1,257 | $1,271 | $1,252 | $2,779 | $4,097 | $1,173 | $1,208 |
| Liberty Mutual | $3,448 | $3,448 | $3,214 | $3,214 | $6,734 | $10,906 | $3,448 | $3,655 |
| Nationwide | $1,986 | $1,986 | $1,878 | $1,878 | $3,534 | $5,241 | $1,986 | $2,524 |
| Progressive | $1,560 | $1,458 | $1,251 | $1,272 | $5,552 | $6,208 | $2,041 | $2,005 |
| State Farm | $1,828 | $1,828 | $1,594 | $1,594 | $5,375 | $6,930 | $2,009 | $2,127 |
| Travelers | $2,320 | $2,337 | $2,140 | $2,290 | $5,513 | $6,580 | $2,470 | $2,571 |
| USAA | $1,563 | $1,532 | $1,423 | $1,418 | $6,368 | $7,567 | $1,992 | $2,194 |
Buy Cheap South Glens Falls, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in South Glens Falls can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in South Glens Falls, NY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,354 | $7,952 |
| Geico | $2,779 | $4,097 |
| Liberty Mutual | $6,734 | $10,906 |
| Nationwide | $3,534 | $5,241 |
| Progressive | $5,552 | $6,208 |
| State Farm | $5,375 | $6,930 |
| Travelers | $5,513 | $6,580 |
| USAA | $6,368 | $7,567 |
Buy Cheap South Glens Falls, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in South Glens Falls, New York by comparing South Glens Falls senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in South Glens Falls, NY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,314 | $2,358 |
| Geico | $1,271 | $1,252 |
| Liberty Mutual | $3,214 | $3,214 |
| Nationwide | $1,878 | $1,878 |
| Progressive | $1,251 | $1,272 |
| State Farm | $1,594 | $1,594 |
| Travelers | $2,140 | $2,290 |
| USAA | $1,423 | $1,418 |
Find Cheap Auto Insurance Rates in South Glens Falls, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of South Glens Falls, New York auto insurance. Compare South Glens Falls, NY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,525 | $3,698 | $3,903 |
| Geico | $1,681 | $1,785 | $1,912 |
| Liberty Mutual | $4,522 | $4,740 | $5,012 |
| Nationwide | $2,475 | $2,607 | $2,798 |
| Progressive | $2,533 | $2,656 | $2,816 |
| State Farm | $2,765 | $2,926 | $3,040 |
| Travelers | $3,121 | $3,252 | $3,460 |
| USAA | $2,917 | $2,993 | $3,112 |
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Find Cheap South Glens Falls, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in South Glens Falls. Compare auto insurance rates in South Glens Falls, NY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,659 | $3,759 |
| Geico | $1,740 | $1,845 |
| Liberty Mutual | $4,626 | $4,891 |
| Nationwide | $2,627 | $2,627 |
| Progressive | $2,669 | $2,669 |
| State Farm | $2,809 | $3,012 |
| Travelers | $3,278 | $3,278 |
| USAA | $2,977 | $3,037 |
Find Cheap South Glens Falls, NY Auto Insurance Rates by Driving Record
Auto insurance rates in South Glens Falls, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in South Glens Falls, NY, take a look at the average cost for various violations versus rates for a clean driving record in South Glens Falls.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,130 | $3,130 | $4,607 | $3,968 |
| Geico | $1,397 | $1,523 | $2,853 | $1,397 |
| Liberty Mutual | $3,790 | $3,790 | $7,664 | $3,790 |
| Nationwide | $2,020 | $2,020 | $4,403 | $2,064 |
| Progressive | $2,595 | $2,595 | $2,875 | $2,610 |
| State Farm | $2,773 | $2,773 | $3,048 | $3,048 |
| Travelers | $2,791 | $3,503 | $3,555 | $3,262 |
| USAA | $2,663 | $2,707 | $3,951 | $2,707 |
Find Cheap South Glens Falls, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in South Glens Falls, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in South Glens Falls for less when you shop around and compare rates from multiple South Glens Falls, NY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,607 |
| Geico | $2,853 |
| Liberty Mutual | $7,664 |
| Nationwide | $4,403 |
| Progressive | $2,875 |
| State Farm | $3,048 |
| Travelers | $3,555 |
| USAA | $3,951 |
Winners by Category: Where to Buy Cheap Auto Insurance in South Glens Falls, NY
Compare rates from the cheapest auto insurance companies in South Glens Falls, NY for your needs. Take a look at how South Glens Falls, New York auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Find Cheap South Glens Falls, New York Auto Insurance Companies
If you’re looking for the cheapest South Glens Falls, NY auto insurance companies overall, you can compare them here. Find the best price for South Glens Falls, New York car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,709 |
| Geico | $1,793 |
| Liberty Mutual | $4,758 |
| Nationwide | $2,627 |
| Progressive | $2,669 |
| State Farm | $2,911 |
| Travelers | $3,278 |
| USAA | $3,007 |
What affects South Glens Falls, New York auto insurance rates?
Local factors affect auto insurance rates in South Glens Falls, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact South Glens Falls auto insurance rates.
Commute Times in South Glens Falls
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in South Glens Falls, NY is 20.8 minutes according to City-Data.
Compare Auto Insurance Quotes in South Glens Falls, NY
You can buy cheap South Glens Falls, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free South Glens Falls, New York auto insurance quotes from top companies.
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Frequently Asked Questions
Can I cancel my auto insurance policy in South Glens Falls, NY anytime?
Yes, you can generally cancel your auto insurance policy in South Glens Falls, NY at any time. However, it’s important to consider the potential consequences and the terms of your policy. Some insurance companies may charge a cancellation fee or have specific guidelines for canceling a policy. It’s recommended to contact your insurance provider directly to understand the cancellation process and any applicable fees or penalties. Additionally, ensure you have alternative coverage in place before canceling your current policy to comply with legal requirements and protect yourself financially.
Are there any discounts available for auto insurance in South Glens Falls, NY?
Yes, there are various discounts available for auto insurance in South Glens Falls, NY. Insurance companies may offer discounts for factors such as:
- Safe driving record: Maintaining a clean driving history without accidents or violations.
- Bundling: Insuring multiple vehicles or combining auto insurance with other policies, such as home or renters insurance.
- Safety features: Installing anti-theft devices, airbags, or other safety features in your vehicle.
- Good student: If you or a covered driver on the policy is a student with good grades.
- Low mileage: If you drive fewer miles annually, you may be eligible for a discount.
- Affiliation: Some insurance companies offer discounts to members of certain organizations or alumni associations.
- Defensive driving courses: Completing an approved defensive driving course may qualify you for a discount.
- Loyalty: Many insurers offer discounts to long-term customers who renew their policies.
Can I get auto insurance coverage if I have a poor driving record in South Glens Falls, NY?
Yes, even if you have a poor driving record in South Glens Falls, NY, you can still get auto insurance coverage. However, it’s important to note that having a poor driving record may result in higher insurance premiums. Some insurance companies specialize in providing coverage to high-risk drivers, but the rates may be higher than those for drivers with clean records. Shopping around and comparing quotes from different insurers can help you find the most affordable option for your specific situation.
Should I consider additional coverage options beyond the minimum requirements in South Glens Falls, NY?
While the minimum auto insurance requirements in South Glens Falls, NY provide a basic level of coverage, it’s often advisable to consider additional coverage options. Minimum liability coverage may not be sufficient to fully protect you in the event of a severe accident or damage to your vehicle. Additional coverage options to consider include:
- Collision coverage: Covers damage to your vehicle caused by a collision, regardless of fault.
- Comprehensive coverage: Provides coverage for damage to your vehicle caused by non-collision incidents, such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who doesn’t have insurance or lacks sufficient coverage.
- Medical payments coverage: Helps cover medical expenses for you and your passengers after an accident, regardless of fault.
- Rental car reimbursement: Covers the cost of renting a vehicle while your car is being repaired due to a covered claim.
How often should I review my auto insurance policy in South Glens Falls, NY?
It is generally recommended to review your auto insurance policy in South Glens Falls, NY annually or whenever you experience significant life changes. Life events such as moving, buying a new car, getting married, or changes in your driving habits can impact your insurance needs. Reviewing your policy regularly allows you to ensure you have adequate coverage and explore opportunities to potentially save money.
Can my premium increase after filing a claim in South Glens Falls, NY?
Filing a claim can potentially lead to an increase in your auto insurance premium in South Glens Falls, NY. When you file a claim, the insurance company may consider you a higher risk and adjust your rates accordingly. However, the specific impact on your premium will depend on various factors, including the nature and severity of the claim, your overall claims history, and the insurance company’s policies.
How does my credit history affect my auto insurance rates in South Glens Falls, NY?
In South Glens Falls, NY, and many other states, insurance companies may consider your credit history when determining your auto insurance rates. A higher credit score is generally associated with a lower risk profile, which can result in lower premiums. Maintaining good credit habits, such as paying bills on time and reducing debt, may positively impact your auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.