Buy Cheap Willis, TX Auto Insurance in 2024
Willis, TX auto insurance rates average $348 a month. Minimum auto insurance requirements in Willis, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Willis, TX, compare Willis auto insurance quotes from top companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Willis, TX are $348/month
- Average auto insurance rates in Willis, TX for teens drivers are $7,497/year
- The most expensive auto insurance company in Willis is American Family
Finding affordable Willis, Texas auto insurance can be challenging, but everything you need to know to buy cheap Willis, TX auto insurance with confidence is right here. Auto insurance rates in Willis are affected by local factors as well as personal ones like your driving record.
See how Willis, TX car insurance rates compare to Houston auto insurance rates, El Paso auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Willis.
Don’t buy Willis, TX auto insurance until you’ve compared rates. Get free Willis, Texas auto insurance quotes when you enter your ZIP code above.
Willis, TX Minimum Auto Insurance Requirements
The required auto insurance in Willis, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Willis, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Willis, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Willis, TX. Take a look at Willis, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,902 | $5,066 | $4,341 |
| American Family | $8,256 | $5,404 | $4,697 |
| Geico | $5,421 | $3,062 | $2,037 |
| Nationwide | $4,757 | $3,815 | $3,311 |
| Progressive | $5,150 | $4,469 | $4,147 |
| State Farm | $4,406 | $2,742 | $2,184 |
| USAA | $3,719 | $2,166 | $1,747 |
Buy Cheap Willis, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Willis, Texas auto insurance rates? Find out how car insurance rates in Willis, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,509 | $3,533 | $3,462 | $3,462 | $9,377 | $11,300 | $4,337 | $4,508 |
| American Family | $3,481 | $3,928 | $3,341 | $3,880 | $10,103 | $13,121 | $5,186 | $5,912 |
| Geico | $2,589 | $2,805 | $2,505 | $2,862 | $5,747 | $5,949 | $2,807 | $2,791 |
| Nationwide | $2,482 | $2,523 | $2,195 | $2,322 | $7,049 | $9,042 | $2,918 | $3,155 |
| Progressive | $2,415 | $2,284 | $2,159 | $2,194 | $10,352 | $11,556 | $2,858 | $2,893 |
| State Farm | $2,153 | $2,153 | $1,921 | $1,921 | $5,255 | $6,714 | $2,348 | $2,418 |
| USAA | $1,617 | $1,621 | $1,551 | $1,535 | $4,594 | $4,984 | $2,154 | $2,296 |
Buy Cheap Willis, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Willis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Willis, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,377 | $11,300 |
| American Family | $10,103 | $13,121 |
| Geico | $5,747 | $5,949 |
| Nationwide | $7,049 | $9,042 |
| Progressive | $10,352 | $11,556 |
| State Farm | $5,255 | $6,714 |
| USAA | $4,594 | $4,984 |
Buy Cheap Willis, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Willis, Texas by comparing Willis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Willis, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,462 | $3,462 |
| American Family | $3,341 | $3,880 |
| Geico | $2,505 | $2,862 |
| Nationwide | $2,195 | $2,322 |
| Progressive | $2,159 | $2,194 |
| State Farm | $1,921 | $1,921 |
| USAA | $1,551 | $1,535 |
Find Cheap Auto Insurance Rates in Willis, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Willis, Texas auto insurance. Compare Willis, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,311 | $5,389 | $5,608 |
| American Family | $5,619 | $5,845 | $6,893 |
| Geico | $3,310 | $3,461 | $3,750 |
| Nationwide | $4,265 | $3,792 | $3,826 |
| Progressive | $4,356 | $4,567 | $4,843 |
| State Farm | $2,945 | $3,103 | $3,283 |
| USAA | $2,448 | $2,532 | $2,652 |
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Find Cheap Willis, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Willis. Compare auto insurance rates in Willis, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,302 | $5,570 |
| American Family | $6,119 | $6,119 |
| Geico | $3,442 | $3,572 |
| Nationwide | $3,961 | $3,961 |
| Progressive | $4,589 | $4,589 |
| State Farm | $3,110 | $3,110 |
| USAA | $2,512 | $2,576 |
Find Cheap Willis, TX Auto Insurance Rates by ZIP Code
Auto insurance rates in Willis, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Willis, TX to see how much where you live in Willis affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 77318 | $6,130 |
| 77378 | $6,327 |
Find Cheap Willis, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Willis, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Willis, TX, take a look at the average cost for various violations versus rates for a clean driving record in Willis.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,194 | $6,533 | $6,823 | $4,194 |
| American Family | $5,541 | $7,153 | $6,241 | $5,541 |
| Geico | $2,973 | $3,946 | $3,276 | $3,832 |
| Nationwide | $3,437 | $3,437 | $5,087 | $3,881 |
| Progressive | $3,999 | $5,194 | $4,667 | $4,495 |
| State Farm | $2,754 | $3,172 | $3,763 | $2,754 |
| USAA | $1,891 | $2,804 | $3,311 | $2,171 |
Find Cheap Willis, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Willis, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Willis for less when you shop around and compare rates from multiple Willis, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,823 |
| American Family | $6,241 |
| Geico | $3,276 |
| Nationwide | $5,087 |
| Progressive | $4,667 |
| State Farm | $3,763 |
| USAA | $3,311 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Willis, TX
Compare rates from the cheapest auto insurance companies in Willis, TX for your needs. Take a look at how Willis, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Find Cheap Willis, Texas Auto Insurance Companies
If you’re looking for the cheapest Willis, TX auto insurance companies overall, you can compare them here. Find the best price for Willis, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,436 |
| American Family | $6,119 |
| Geico | $3,507 |
| Nationwide | $3,961 |
| Progressive | $4,589 |
| State Farm | $3,111 |
| USAA | $2,544 |
What affects Willis, Texas auto insurance rates?
Local factors affect auto insurance rates in Willis, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Willis auto insurance rates.
Auto Theft in Willis
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Willis, TX auto theft show a total of 15 vehicle thefts annually.
Commute Times in Willis
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Willis, TX is 27.7 minutes according to City-Data.
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Compare Auto Insurance Quotes in Willis, TX
You can buy cheap Willis, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Willis, Texas auto insurance quotes from top companies.
Frequently Asked Questions
Why is it important to have auto insurance in Willis, TX?
Auto insurance is crucial in Willis, TX, as it provides financial protection in the event of accidents, damages, or theft. Additionally, auto insurance is required by law in Texas to drive legally on public roads.
What types of coverage are available in Willis, TX auto insurance?
Willis, TX auto insurance typically offers various types of coverage, including:
- Liability coverage: Covers bodily injury and property damage liability for accidents you cause.
- Collision coverage: Pays for repairs or replacement of your vehicle if it’s damaged in a collision.
- Comprehensive coverage: Provides coverage for non-collision incidents such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who has little or no insurance.
- Personal injury protection (PIP): Covers medical expenses and lost wages for you and your passengers.
What factors can affect the cost of auto insurance in Willis, TX?
Several factors can impact the cost of auto insurance in Willis, TX, including:
- Driving record: A clean driving history typically results in lower premiums.
- Vehicle type: The make, model, and year of your vehicle can affect insurance rates.
- Age and gender: Younger drivers and male drivers often pay higher premiums.
- Coverage limits: Higher coverage limits generally lead to higher premiums.
- Deductible amount: Choosing a higher deductible can lower your premium but increases your out-of-pocket expenses in the event of a claim.
How can I find cheap auto insurance in Willis, TX?
To find affordable auto insurance in Willis, TX, consider the following tips:
- Shop around: Obtain quotes from multiple insurance providers to compare rates.
- Bundle policies: Combining your auto insurance with other policies, such as homeowners or renters insurance, may lead to discounts.
- Maintain a good driving record: Safe driving habits can help you qualify for lower rates.
- Increase your deductible: Opting for a higher deductible can lower your premium.
- Inquire about discounts: Ask insurance providers about available discounts, such as multi-vehicle discounts, safe driver discounts, or good student discounts.
Are there any specific auto insurance requirements in Willis, TX?
In Willis, TX, drivers must adhere to the state’s minimum liability coverage requirements, which include:
- $30,000 for bodily injury per person
- $60,000 for bodily injury per accident
- $25,000 for property damage per accident
What should I do if I’m involved in a car accident in Willis, TX?
If you’re involved in a car accident in Willis, TX, follow these steps:
- Ensure safety: Check for injuries and call emergency services if necessary.
- Exchange information: Share contact details, insurance information, and driver’s license numbers with the other involved parties.
- Document the accident: Take photos, gather witness statements, and note relevant details about the incident.
- Notify your insurance provider: Inform your insurance company about the accident and provide them with the necessary information.
- Cooperate with the claims process: Work with your insurance provider’s claims adjuster and provide any requested documentation.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.