Buy Cheap Yellow Springs, OH Auto Insurance in 2024
Yellow Springs, OH auto insurance rates average $226 a month. Minimum auto insurance requirements in Yellow Springs, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Yellow Springs, OH, compare Yellow Springs auto insurance quotes from top companies.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Yellow Springs after a DUI is Liberty Mutual
- Average auto insurance rates in Yellow Springs, OH for teens drivers are $5,611/year
- Average auto insurance rates in Yellow Springs, OH are $226/month
Finding affordable Yellow Springs, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Yellow Springs, OH auto insurance with confidence is right here. Auto insurance rates in Yellow Springs are affected by local factors as well as personal ones like your driving record.
See how Yellow Springs, OH car insurance rates compare to Lorain auto insurance rates, Cincinnati auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Yellow Springs.
Don’t buy Yellow Springs, OH auto insurance until you’ve compared rates. Get free Yellow Springs, Ohio auto insurance quotes when you enter your ZIP code above.
Yellow Springs, OH Minimum Auto Insurance Requirements
The required auto insurance in Yellow Springs, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Yellow Springs, Ohio is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Yellow Springs, OH Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Yellow Springs, OH. Take a look at Yellow Springs, Ohio auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,996 | $2,913 | $2,433 |
| American Family | $1,966 | $1,348 | $1,143 |
| Farmers | $3,703 | $3,128 | $2,979 |
| Geico | $2,037 | $1,700 | $1,364 |
| Liberty Mutual | $5,925 | $3,642 | $2,854 |
| Nationwide | $4,026 | $3,242 | $2,737 |
| Progressive | $3,657 | $3,161 | $2,953 |
| State Farm | $3,365 | $2,080 | $1,639 |
| Travelers | $3,481 | $3,029 | $2,828 |
| USAA | $1,776 | $1,259 | $1,074 |
Buy Cheap Yellow Springs, OH Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Yellow Springs, Ohio auto insurance rates? Find out how car insurance rates in Yellow Springs, OH are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,074 | $2,064 | $1,870 | $1,998 | $5,777 | $6,621 | $2,179 | $2,327 |
| American Family | $936 | $971 | $855 | $858 | $2,828 | $3,069 | $1,154 | $1,214 |
| Farmers | $1,731 | $1,725 | $1,525 | $1,610 | $7,662 | $7,949 | $1,938 | $2,021 |
| Geico | $1,227 | $1,193 | $1,156 | $1,169 | $3,287 | $3,057 | $1,362 | $1,153 |
| Liberty Mutual | $1,915 | $2,087 | $1,474 | $1,788 | $10,151 | $11,460 | $2,031 | $2,218 |
| Nationwide | $2,222 | $2,233 | $2,005 | $2,019 | $5,697 | $7,347 | $2,382 | $2,773 |
| Progressive | $1,678 | $1,582 | $1,397 | $1,442 | $7,464 | $8,405 | $2,010 | $2,078 |
| State Farm | $1,395 | $1,395 | $1,255 | $1,255 | $4,481 | $5,612 | $1,625 | $1,872 |
| Travelers | $1,431 | $1,451 | $1,430 | $1,418 | $6,210 | $9,763 | $1,495 | $1,701 |
| USAA | $832 | $838 | $792 | $791 | $2,556 | $2,844 | $1,109 | $1,195 |
Buy Cheap Yellow Springs, OH Auto Insurance for Teen Drivers
Auto insurance for teenagers in Yellow Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Yellow Springs, OH are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,777 | $6,621 |
| American Family | $2,828 | $3,069 |
| Farmers | $7,662 | $7,949 |
| Geico | $3,287 | $3,057 |
| Liberty Mutual | $10,151 | $11,460 |
| Nationwide | $5,697 | $7,347 |
| Progressive | $7,464 | $8,405 |
| State Farm | $4,481 | $5,612 |
| Travelers | $6,210 | $9,763 |
| USAA | $2,556 | $2,844 |
Buy Cheap Yellow Springs, OH Auto Insurance for Seniors
You can save on senior auto insurance rates in Yellow Springs, Ohio by comparing Yellow Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Yellow Springs, OH here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,870 | $1,998 |
| American Family | $855 | $858 |
| Farmers | $1,525 | $1,610 |
| Geico | $1,156 | $1,169 |
| Liberty Mutual | $1,474 | $1,788 |
| Nationwide | $2,005 | $2,019 |
| Progressive | $1,397 | $1,442 |
| State Farm | $1,255 | $1,255 |
| Travelers | $1,430 | $1,418 |
| USAA | $792 | $791 |
Find Cheap Auto Insurance Rates in Yellow Springs, OH by Coverage Level
The amount of coverage you choose is a big factor in the cost of Yellow Springs, Ohio auto insurance. Compare Yellow Springs, OH auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,022 | $3,108 | $3,211 |
| American Family | $1,460 | $1,496 | $1,501 |
| Farmers | $3,096 | $3,220 | $3,494 |
| Geico | $1,645 | $1,693 | $1,764 |
| Liberty Mutual | $3,991 | $4,160 | $4,270 |
| Nationwide | $3,690 | $3,232 | $3,083 |
| Progressive | $3,135 | $3,230 | $3,406 |
| State Farm | $2,243 | $2,369 | $2,472 |
| Travelers | $3,034 | $3,153 | $3,151 |
| USAA | $1,309 | $1,368 | $1,432 |
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Find Cheap Yellow Springs, OH Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Yellow Springs. Compare auto insurance rates in Yellow Springs, OH by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,114 | $3,114 |
| American Family | $1,468 | $1,503 |
| Farmers | $3,270 | $3,270 |
| Geico | $1,671 | $1,730 |
| Liberty Mutual | $4,140 | $4,140 |
| Nationwide | $3,335 | $3,335 |
| Progressive | $3,257 | $3,257 |
| State Farm | $2,303 | $2,419 |
| Travelers | $3,112 | $3,112 |
| USAA | $1,318 | $1,422 |
Find Cheap Yellow Springs, OH Auto Insurance Rates by Driving Record
Auto insurance rates in Yellow Springs, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Yellow Springs, OH, take a look at the average cost for various violations versus rates for a clean driving record in Yellow Springs.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,617 | $3,160 | $3,717 | $2,962 |
| American Family | $1,424 | $1,506 | $1,506 | $1,506 |
| Farmers | $2,696 | $3,473 | $3,387 | $3,523 |
| Geico | $1,155 | $1,665 | $2,417 | $1,565 |
| Liberty Mutual | $3,479 | $4,465 | $4,558 | $4,059 |
| Nationwide | $2,672 | $3,400 | $4,314 | $2,954 |
| Progressive | $2,808 | $3,818 | $2,990 | $3,411 |
| State Farm | $2,144 | $2,579 | $2,361 | $2,361 |
| Travelers | $2,285 | $2,987 | $4,513 | $2,666 |
| USAA | $1,053 | $1,410 | $1,850 | $1,166 |
Find Cheap Yellow Springs, OH Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Yellow Springs, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Yellow Springs for less when you shop around and compare rates from multiple Yellow Springs, OH auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,717 |
| American Family | $1,506 |
| Farmers | $3,387 |
| Geico | $2,417 |
| Liberty Mutual | $4,558 |
| Nationwide | $4,314 |
| Progressive | $2,990 |
| State Farm | $2,361 |
| Travelers | $4,513 |
| USAA | $1,850 |
Winners by Category: Where to Buy Cheap Auto Insurance in Yellow Springs, OH
Compare rates from the cheapest auto insurance companies in Yellow Springs, OH for your needs. Take a look at how Yellow Springs, Ohio auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Find Cheap Yellow Springs, Ohio Auto Insurance Companies
If you’re looking for the cheapest Yellow Springs, OH auto insurance companies overall, you can compare them here. Find the best price for Yellow Springs, Ohio car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,114 |
| American Family | $1,485 |
| Farmers | $3,270 |
| Geico | $1,701 |
| Liberty Mutual | $4,140 |
| Nationwide | $3,335 |
| Progressive | $3,257 |
| State Farm | $2,361 |
| Travelers | $3,112 |
| USAA | $1,370 |
What affects Yellow Springs, Ohio auto insurance rates?
Local factors affect auto insurance rates in Yellow Springs, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Yellow Springs auto insurance rates.
Commute Times in Yellow Springs
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Yellow Springs, OH is 22.1 minutes according to City-Data.
Compare Auto Insurance Quotes in Yellow Springs, OH
You can buy cheap Yellow Springs, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Yellow Springs, Ohio auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Yellow Springs, OH?
To find cheap auto insurance in Yellow Springs, OH, you can follow these steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options. Different insurers may offer varying premiums, so it’s important to do your research.
- Utilize online comparison tools: Use online comparison tools that allow you to enter your information once and receive multiple quotes from different insurance companies. This can help you save time and find competitive rates.
- Consider local insurers: Research local insurance companies that operate in Yellow Springs, OH. They may offer competitive rates or specialized coverage tailored to the area.
- Maintain a good driving record: A clean driving record with no accidents or traffic violations can help you qualify for lower insurance premiums.
- Opt for higher deductibles: Increasing your deductible—the amount you pay out of pocket before insurance coverage kicks in—can lower your premiums. Make sure the deductible amount is affordable for you in case of an accident.
- Look for discounts: Inquire about discounts offered by insurance companies, such as safe driver discounts, multi-policy discounts, or discounts for certain safety features in your vehicle.
What factors affect the cost of auto insurance in Yellow Springs, OH?
Several factors can influence the cost of auto insurance in Yellow Springs, OH. Some of the key factors include:
- Location: The location where you live and park your vehicle in Yellow Springs, OH can impact insurance rates. Areas with higher population densities or higher crime rates may have higher premiums.
- Driving record: Your driving history, including accidents, traffic violations, and claims, can affect your insurance premiums. Maintaining a clean driving record can help keep your rates lower.
- Vehicle type: The make, model, and year of your vehicle can impact insurance rates. Some vehicles may be more expensive to repair or have higher theft rates, resulting in higher premiums.
- Coverage and deductibles: The type and amount of coverage you choose, as well as the deductible you select, can affect your insurance costs. Comprehensive coverage and lower deductibles tend to result in higher premiums.
Are there any discounts available for auto insurance in Yellow Springs, OH?
While discounts may vary by insurance provider, there are some common discounts that may be available for auto insurance in Yellow Springs, OH, including:
- Safe driver discount: Maintaining a clean driving record without accidents or traffic violations may qualify you for a safe driver discount.
- Multi-policy discount: If you bundle your auto insurance with other policies, such as homeowners or renters insurance, you may be eligible for a discount.
- Good student discount: If you are a student with good grades, you may qualify for a good student discount from insurance providers.
- Vehicle safety features discount: Certain safety features in your vehicle, such as anti-lock brakes, airbags, and anti-theft systems, may qualify for discounts.
Can I get cheap auto insurance in Yellow Springs, OH if I have a low income?
If you have a low income, there are potential options to obtain affordable auto insurance in Yellow Springs, OH. Consider the following:
- Ohio’s low-income auto insurance program: Ohio offers a state-funded low-income auto insurance program called “Ohio’s Automobile Insurance Plan.” This program provides affordable coverage options for eligible low-income individuals who meet certain criteria.
- State assistance programs: Check if Ohio offers any additional assistance programs or subsidies for low-income individuals. These programs may provide financial support or discounted insurance options.
- Non-profit organizations: Some non-profit organizations may offer discounted or subsidized auto insurance options for low-income individuals. Research local resources and organizations that focus on providing affordable insurance solutions.
How can I lower my auto insurance premiums in Yellow Springs, OH?
To lower your auto insurance premiums in Yellow Springs, OH, you can consider the following strategies:
- Maintain a good driving record: Avoid accidents and traffic violations to keep your driving record clean. Insurance companies typically offer lower premiums to drivers with a history of safe driving.
- Increase your deductible: Opting for a higher deductible means you’ll pay more out of pocket in the event of a claim, but it can lower your premium costs.
- Bundle policies: If you have other insurance policies, such as home or renters insurance, consider bundling them with your auto insurance. Many insurers offer discounts for multi-policy holders.
- Inquire about discounts: Ask your insurance provider about available discounts. This may include safe driver discounts, good student discounts (if applicable), or discounts for certain safety features in your vehicle.
- Shop around: Compare quotes from multiple insurance providers to find the best rates and coverage options for your needs. Different insurers may offer varying premiums, so it’s important to do your research.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.