Buy Cheap Clinton, IA Auto Insurance in 2024
Clinton, IA auto insurance rates average $241 a month. Minimum auto insurance requirements in Clinton, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Clinton, IA, compare Clinton auto insurance quotes from top companies.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Clinton, IA after a DUI are $3,486/year
- Average auto insurance rates in Clinton, IA for teens drivers are $5,542/year
- Average auto insurance rates in Clinton, IA are $241/month
Finding affordable Clinton, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Clinton, IA auto insurance with confidence is right here. Auto insurance rates in Clinton are affected by local factors as well as personal ones like your driving record.
See how Clinton, IA car insurance rates compare to Waterloo auto insurance rates, Council Bluffs auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Clinton.
Don’t buy Clinton, IA auto insurance until you’ve compared rates. Get free Clinton, Iowa auto insurance quotes when you enter your ZIP code above.
Clinton, IA Minimum Auto Insurance Requirements
The required auto insurance in Clinton, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Clinton, Iowa is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Clinton, IA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Clinton, IA. Take a look at Clinton, Iowa auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,635 | $2,891 | $2,602 |
| American Family | $3,601 | $2,646 | $2,231 |
| Farmers | $2,682 | $2,221 | $2,104 |
| Geico | $2,844 | $2,366 | $1,888 |
| Liberty Mutual | $5,946 | $3,688 | $2,903 |
| Nationwide | $3,305 | $2,606 | $2,278 |
| Progressive | $2,740 | $2,245 | $2,046 |
| State Farm | $3,048 | $1,886 | $1,488 |
| Travelers | $5,734 | $4,899 | $4,669 |
| USAA | $2,355 | $1,624 | $1,408 |
Buy Cheap Clinton, IA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Clinton, Iowa auto insurance rates? Find out how car insurance rates in Clinton, IA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,980 | $1,893 | $1,768 | $1,798 | $5,899 | $6,665 | $2,142 | $2,198 |
| American Family | $1,812 | $1,812 | $1,626 | $1,626 | $4,909 | $6,839 | $1,812 | $2,176 |
| Farmers | $1,448 | $1,476 | $1,298 | $1,418 | $4,354 | $4,641 | $1,958 | $2,091 |
| Geico | $1,919 | $1,720 | $1,737 | $1,596 | $4,406 | $4,092 | $1,800 | $1,658 |
| Liberty Mutual | $1,978 | $2,143 | $1,742 | $2,115 | $9,764 | $10,980 | $2,242 | $2,468 |
| Nationwide | $1,865 | $1,906 | $1,666 | $1,768 | $4,460 | $5,732 | $2,131 | $2,308 |
| Progressive | $1,588 | $1,506 | $1,311 | $1,370 | $4,241 | $4,769 | $1,904 | $2,061 |
| State Farm | $1,344 | $1,344 | $1,197 | $1,197 | $3,887 | $4,897 | $1,517 | $1,742 |
| Travelers | $2,294 | $2,340 | $2,232 | $2,238 | $10,217 | $16,279 | $2,389 | $2,816 |
| USAA | $1,193 | $1,202 | $1,099 | $1,114 | $3,283 | $3,473 | $1,428 | $1,573 |
Buy Cheap Clinton, IA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Clinton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clinton, IA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,899 | $6,665 |
| American Family | $4,909 | $6,839 |
| Farmers | $4,354 | $4,641 |
| Geico | $4,406 | $4,092 |
| Liberty Mutual | $9,764 | $10,980 |
| Nationwide | $4,460 | $5,732 |
| Progressive | $4,241 | $4,769 |
| State Farm | $3,887 | $4,897 |
| Travelers | $10,217 | $16,279 |
| USAA | $3,283 | $3,473 |
Buy Cheap Clinton, IA Auto Insurance for Seniors
You can save on senior auto insurance rates in Clinton, Iowa by comparing Clinton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clinton, IA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,768 | $1,798 |
| American Family | $1,626 | $1,626 |
| Farmers | $1,298 | $1,418 |
| Geico | $1,737 | $1,596 |
| Liberty Mutual | $1,742 | $2,115 |
| Nationwide | $1,666 | $1,768 |
| Progressive | $1,311 | $1,370 |
| State Farm | $1,197 | $1,197 |
| Travelers | $2,232 | $2,238 |
| USAA | $1,099 | $1,114 |
Find Cheap Auto Insurance Rates in Clinton, IA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Clinton, Iowa auto insurance. Compare Clinton, IA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,923 | $3,047 | $3,158 |
| American Family | $2,825 | $2,984 | $2,670 |
| Farmers | $2,233 | $2,343 | $2,431 |
| Geico | $2,230 | $2,368 | $2,500 |
| Liberty Mutual | $4,016 | $4,174 | $4,347 |
| Nationwide | $2,825 | $2,726 | $2,637 |
| Progressive | $2,186 | $2,354 | $2,491 |
| State Farm | $2,022 | $2,155 | $2,245 |
| Travelers | $4,801 | $5,177 | $5,323 |
| USAA | $1,701 | $1,802 | $1,884 |
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Find Cheap Clinton, IA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Clinton. Compare auto insurance rates in Clinton, IA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,970 | $3,115 |
| American Family | $2,793 | $2,859 |
| Farmers | $2,336 | $2,336 |
| Geico | $2,321 | $2,411 |
| Liberty Mutual | $4,179 | $4,179 |
| Nationwide | $2,730 | $2,730 |
| Progressive | $2,344 | $2,344 |
| State Farm | $2,089 | $2,192 |
| Travelers | $5,101 | $5,101 |
| USAA | $1,730 | $1,861 |
Find Cheap Clinton, IA Auto Insurance Rates by ZIP Code
Auto insurance rates in Clinton, Iowa can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Clinton, IA to see how much where you live in Clinton affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 52732 | $2,448 |
| 52771 | $2,436 |
Find Cheap Clinton, IA Auto Insurance Rates by Driving Record
Auto insurance rates in Clinton, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clinton, IA, take a look at the average cost for various violations versus rates for a clean driving record in Clinton.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,572 | $3,129 | $3,581 | $2,889 |
| American Family | $2,040 | $2,995 | $3,874 | $2,396 |
| Farmers | $1,989 | $2,468 | $2,507 | $2,378 |
| Geico | $1,777 | $2,503 | $3,277 | $1,906 |
| Liberty Mutual | $3,610 | $4,468 | $4,549 | $4,089 |
| Nationwide | $1,986 | $2,838 | $3,853 | $2,241 |
| Progressive | $1,873 | $3,121 | $2,038 | $2,343 |
| State Farm | $1,965 | $2,316 | $2,141 | $2,141 |
| Travelers | $3,717 | $4,959 | $6,638 | $5,088 |
| USAA | $1,369 | $1,843 | $2,397 | $1,574 |
Find Cheap Clinton, IA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Clinton, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Clinton for less when you shop around and compare rates from multiple Clinton, IA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,581 |
| American Family | $3,874 |
| Farmers | $2,507 |
| Geico | $3,277 |
| Liberty Mutual | $4,549 |
| Nationwide | $3,853 |
| Progressive | $2,038 |
| State Farm | $2,141 |
| Travelers | $6,638 |
| USAA | $2,397 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Clinton, IA
Compare rates from the cheapest auto insurance companies in Clinton, IA for your needs. Take a look at how Clinton, Iowa auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
Find Cheap Clinton, Iowa Auto Insurance Companies
If you’re looking for the cheapest Clinton, IA auto insurance companies overall, you can compare them here. Find the best price for Clinton, Iowa car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,043 |
| American Family | $2,826 |
| Farmers | $2,336 |
| Geico | $2,366 |
| Liberty Mutual | $4,179 |
| Nationwide | $2,730 |
| Progressive | $2,344 |
| State Farm | $2,141 |
| Travelers | $5,101 |
| USAA | $1,796 |
What affects Clinton, Iowa auto insurance rates?
Local factors affect auto insurance rates in Clinton, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Clinton auto insurance rates.
Commute Times in Clinton
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clinton, IA is 16.2 minutes according to City-Data.
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Compare Auto Insurance Quotes in Clinton, IA
You can buy cheap Clinton, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clinton, Iowa auto insurance quotes from top companies.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance policy that provides financial protection against losses or damages caused by a motor vehicle accident. It typically includes coverage for property damage, bodily injury, and medical expenses.
Why is auto insurance important?
Auto insurance is important because it helps protect you financially in case of an accident. It covers the cost of repairing or replacing your vehicle, as well as any medical expenses or legal liabilities that may arise from the accident.
What are the mandatory auto insurance requirements in Clinton, IA?
In Clinton, IA, the mandatory auto insurance requirements include liability insurance for bodily injury and property damage. The minimum liability limits are typically set by the state and must be maintained by all drivers.
How can I find cheap auto insurance in Clinton, IA?
To find cheap auto insurance in Clinton, IA, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record with no accidents or traffic violations.
- Opt for higher deductibles, which can lower your premium.
- Bundle your auto insurance with other policies, such as home insurance, for potential discounts.
- Inquire about available discounts, such as safe driver discounts or discounts for installing anti-theft devices in your vehicle.
Are there any specific factors that can affect auto insurance rates in Clinton, IA?
Yes, several factors can impact auto insurance rates in Clinton, IA. These factors include your driving record, age, gender, the type of vehicle you drive, your credit history, and the coverage options you choose. Insurance companies assess these factors to determine your level of risk and calculate your premium accordingly.
Compare Quotes From Top Companies and Save
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.