Buy Cheap Greeley, CO Auto Insurance in 2024
Greeley, CO auto insurance rates average $297 a month. Minimum auto insurance requirements in Greeley, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Greeley, CO, compare Greeley auto insurance quotes from top companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Greeley, CO for teens drivers are $6,931/year
- The most expensive auto insurance company in Greeley after a DUI is Allstate
- Average auto insurance rates in Greeley, CO are $297/month
Table of Contents
Greeley, CO Minimum Auto Insurance Requirements
The required auto insurance in Greeley, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Greeley, Colorado is outlined here.
Minimum Required Auto Insurance Coverage in Greeley, Colorado
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Greeley, CO Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Greeley, CO. Take a look at Greeley, Colorado auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Greeley, Colorado
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,612 | $5,094 | $3,848 |
| American Family | $4,646 | $3,318 | $2,787 |
| Farmers | $5,709 | $4,652 | $4,418 |
| Geico | $3,290 | $2,739 | $2,188 |
| Liberty Mutual | $3,447 | $2,125 | $1,694 |
| Nationwide | $4,099 | $3,254 | $2,838 |
| Progressive | $4,263 | $3,644 | $3,348 |
| State Farm | $4,460 | $2,862 | $2,304 |
| USAA | $4,234 | $2,431 | $1,954 |
Buy Cheap Greeley, CO Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Greeley, Colorado auto insurance rates? Find out how car insurance rates in Greeley, CO are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Greeley, Colorado
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,196 | $2,998 | $2,875 | $2,905 | $10,935 | $11,479 | $3,534 | $3,555 |
| American Family | $2,450 | $2,450 | $2,212 | $2,212 | $5,928 | $7,971 | $2,450 | $2,996 |
| Farmers | $2,831 | $2,802 | $2,560 | $2,763 | $11,030 | $11,125 | $3,132 | $3,170 |
| Geico | $1,714 | $1,885 | $1,840 | $2,106 | $5,455 | $5,763 | $1,566 | $1,585 |
| Liberty Mutual | $1,606 | $1,556 | $1,381 | $1,518 | $4,837 | $5,256 | $1,615 | $1,611 |
| Nationwide | $2,263 | $2,300 | $2,028 | $2,139 | $5,724 | $7,310 | $2,605 | $2,810 |
| Progressive | $2,286 | $2,139 | $2,002 | $1,994 | $7,809 | $8,716 | $2,572 | $2,498 |
| State Farm | $1,997 | $1,997 | $1,798 | $1,798 | $5,819 | $7,367 | $2,238 | $2,654 |
| USAA | $1,918 | $1,908 | $1,838 | $1,832 | $4,846 | $5,535 | $2,453 | $2,655 |
Buy Cheap Greeley, CO Auto Insurance for Teen Drivers
Auto insurance for teenagers in Greeley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Greeley, CO are listed here.
Annual Auto Insurance Rates for Teen Drivers in Greeley, Colorado
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,935 | $11,479 |
| American Family | $5,928 | $7,971 |
| Farmers | $11,030 | $11,125 |
| Geico | $5,455 | $5,763 |
| Liberty Mutual | $4,837 | $5,256 |
| Nationwide | $5,724 | $7,310 |
| Progressive | $7,809 | $8,716 |
| State Farm | $5,819 | $7,367 |
| USAA | $4,846 | $5,535 |
Buy Cheap Greeley, CO Auto Insurance for Seniors
You can save on senior auto insurance rates in Greeley, Colorado by comparing Greeley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Greeley, CO here.
Annual Auto Insurance Rates for Senior Drivers in Greeley, Colorado
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,875 | $2,905 |
| American Family | $2,212 | $2,212 |
| Farmers | $2,560 | $2,763 |
| Geico | $1,840 | $2,106 |
| Liberty Mutual | $1,381 | $1,518 |
| Nationwide | $2,028 | $2,139 |
| Progressive | $2,002 | $1,994 |
| State Farm | $1,798 | $1,798 |
| USAA | $1,838 | $1,832 |
Find Cheap Auto Insurance Rates in Greeley, CO by Coverage Level
The amount of coverage you choose is a big factor in the cost of Greeley, Colorado auto insurance. Compare Greeley, CO auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Greeley, Colorado
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,887 | $5,166 | $5,501 |
| American Family | $3,388 | $3,658 | $3,705 |
| Farmers | $4,321 | $4,856 | $5,603 |
| Geico | $2,441 | $2,685 | $3,092 |
| Liberty Mutual | $2,268 | $2,412 | $2,587 |
| Nationwide | $3,381 | $3,402 | $3,409 |
| Progressive | $3,454 | $3,764 | $4,038 |
| State Farm | $2,992 | $3,212 | $3,421 |
| USAA | $2,733 | $2,873 | $3,013 |
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Find Cheap Greeley, CO Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Greeley. Compare auto insurance rates in Greeley, CO by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Greeley, Colorado
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,185 | $5,185 |
| American Family | $3,507 | $3,661 |
| Farmers | $4,927 | $4,927 |
| Geico | $2,684 | $2,794 |
| Liberty Mutual | $2,422 | $2,422 |
| Nationwide | $3,397 | $3,397 |
| Progressive | $3,752 | $3,752 |
| State Farm | $3,129 | $3,288 |
| USAA | $2,793 | $2,953 |
Find Cheap Greeley, CO Auto Insurance Rates by Driving Record
Auto insurance rates in Greeley, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Greeley, CO, take a look at the average cost for various violations versus rates for a clean driving record in Greeley.
Annual Greeley, Colorado Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,434 | $5,093 | $6,199 | $5,011 |
| American Family | $2,651 | $3,764 | $4,915 | $3,005 |
| Farmers | $4,149 | $5,351 | $5,282 | $4,924 |
| Geico | $1,922 | $3,007 | $3,534 | $2,495 |
| Liberty Mutual | $2,127 | $2,489 | $2,572 | $2,502 |
| Nationwide | $2,618 | $3,570 | $4,523 | $2,879 |
| Progressive | $3,249 | $4,548 | $3,427 | $3,782 |
| State Farm | $2,947 | $3,470 | $3,208 | $3,208 |
| USAA | $2,099 | $2,563 | $4,470 | $2,361 |
Find Cheap Greeley, CO Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Greeley, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Greeley for less when you shop around and compare rates from multiple Greeley, CO auto insurance companies.
Annual Auto Insurance Rates After a DUI in Greeley, Colorado
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,199 |
| American Family | $4,915 |
| Farmers | $5,282 |
| Geico | $3,534 |
| Liberty Mutual | $2,572 |
| Nationwide | $4,523 |
| Progressive | $3,427 |
| State Farm | $3,208 |
| USAA | $4,470 |
Winners by Category: Where to Buy Cheap Auto Insurance in Greeley, CO
Compare rates from the cheapest auto insurance companies in Greeley, CO for your needs. Take a look at how Greeley, Colorado auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Greeley, Colorado
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Geico |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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Find Cheap Greeley, Colorado Auto Insurance Companies
If you’re looking for the cheapest Greeley, CO auto insurance companies overall, you can compare them here. Find the best price for Greeley, Colorado car insurance by company.
Average Annual Auto Insurance Rates by Company in Greeley, Colorado
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,185 |
| American Family | $3,584 |
| Farmers | $4,927 |
| Geico | $2,739 |
| Liberty Mutual | $2,422 |
| Nationwide | $3,397 |
| Progressive | $3,752 |
| State Farm | $3,208 |
| USAA | $2,873 |
What affects Greeley, Colorado auto insurance rates?
Local factors affect auto insurance rates in Greeley, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Greeley auto insurance rates.
Commute Times in Greeley
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Greeley, CO is 24.0 minutes according to City-Data.
Traffic in Greeley
How is traffic in Greeley, Colorado? Inrix data shows that Greeley, CO traffic makes it the 721st-most congested city compared to other cities worldwide.
Compare Auto Insurance Quotes in Greeley, CO
You can buy cheap Greeley, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Greeley, Colorado auto insurance quotes from top companies.
Frequently Asked Questions
What factors affect the cost of auto insurance in Greeley, CO?
Several factors influence the cost of auto insurance in Greeley, CO. These may include your driving record, age, gender, the make and model of your vehicle, your credit history, the coverage limits you choose, and the deductible amount.
How can I find cheap auto insurance in Greeley, CO?
To find cheap auto insurance in Greeley, CO, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles, but make sure you can afford them in case of a claim.
- Look for discounts offered by insurance companies, such as multi-policy discounts or good student discounts.
- Consider bundling your auto insurance with other policies, like home insurance, for potential discounts.
Are there any specific auto insurance requirements in Greeley, CO?
Yes, Greeley, CO, like most places, has specific auto insurance requirements. Drivers in Greeley are required to have liability insurance, which covers the costs associated with injuries or property damage you may cause to others in an accident. The minimum liability coverage limits in Greeley, CO are typically stated as 25/50/15, meaning $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 per accident for property damage.
What are the advantages of buying cheap auto insurance in Greeley, CO?
- Cost savings: Cheap auto insurance can save you money on premiums, leaving you with more funds for other expenses.
- Compliance with the law: Having insurance coverage is a legal requirement in Greeley, CO, so obtaining cheap insurance ensures you meet the minimum legal obligations.
- Financial protection: Even with lower-cost insurance, you still have coverage in case of an accident, protecting you from potentially significant financial losses.
What are the disadvantages of buying cheap auto insurance in Greeley, CO?
- Limited coverage options: Cheap auto insurance policies may provide minimal coverage, leaving you more exposed to financial risks if an accident occurs.
- Higher deductibles: Lower-cost insurance often comes with higher deductibles, meaning you’ll have to pay more out of pocket before your coverage kicks in.
- Limited customer support: Some cheap insurance providers may offer limited customer service or slower claims processing, which can be frustrating in case of an accident.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.