Buy Cheap North Plains, OR Auto Insurance in 2024
North Plains, OR auto insurance rates average $331 a month. Minimum auto insurance requirements in North Plains, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in North Plains, OR, compare North Plains auto insurance quotes from top companies.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in North Plains, OR are $331/month
- The most expensive auto insurance company in North Plains after a DUI is Allstate
- Average auto insurance rates in North Plains, OR for teens drivers are $7,838/year
Finding affordable North Plains, Oregon auto insurance can be challenging, but everything you need to know to buy cheap North Plains, OR auto insurance with confidence is right here. Auto insurance rates in North Plains are affected by local factors as well as personal ones like your driving record.
See how North Plains, OR car insurance rates compare to Corvallis auto insurance rates, Gresham auto insurance rates, and Springfield auto insurance rates before you read more about the cost of auto insurance in North Plains.
Don’t buy North Plains, OR auto insurance until you’ve compared rates. Get free North Plains, Oregon auto insurance quotes when you enter your ZIP code above.
North Plains, OR Minimum Auto Insurance Requirements
The required auto insurance in North Plains, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in North Plains, Oregon is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap North Plains, OR Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in North Plains, OR. Take a look at North Plains, Oregon auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,003 | $4,918 | $4,052 |
| American Family | $5,277 | $3,905 | $3,294 |
| Farmers | $5,200 | $4,285 | $4,062 |
| Geico | $4,524 | $3,747 | $2,970 |
| Liberty Mutual | $7,191 | $4,232 | $3,258 |
| Nationwide | $4,206 | $3,337 | $2,888 |
| Progressive | $4,508 | $3,911 | $3,651 |
| State Farm | $4,795 | $3,054 | $2,441 |
| Travelers | $4,150 | $3,277 | $2,576 |
| USAA | $4,187 | $2,343 | $1,868 |
Buy Cheap North Plains, OR Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect North Plains, Oregon auto insurance rates? Find out how car insurance rates in North Plains, OR are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,436 | $3,192 | $3,143 | $3,182 | $10,631 | $11,824 | $3,590 | $3,596 |
| American Family | $2,714 | $2,714 | $2,419 | $2,419 | $6,773 | $10,684 | $2,714 | $2,833 |
| Farmers | $2,450 | $2,401 | $2,162 | $2,307 | $10,484 | $10,750 | $2,752 | $2,818 |
| Geico | $2,772 | $2,676 | $2,605 | $2,643 | $7,247 | $6,564 | $2,951 | $2,517 |
| Liberty Mutual | $3,114 | $3,280 | $2,704 | $3,010 | $10,152 | $10,942 | $2,970 | $2,979 |
| Nationwide | $2,428 | $2,416 | $2,161 | $2,259 | $5,649 | $7,065 | $2,843 | $2,995 |
| Progressive | $2,110 | $1,908 | $1,839 | $1,888 | $9,281 | $10,251 | $2,523 | $2,386 |
| State Farm | $2,010 | $2,010 | $1,855 | $1,855 | $6,565 | $8,253 | $2,286 | $2,607 |
| Travelers | $2,133 | $2,150 | $1,947 | $2,026 | $6,247 | $7,696 | $2,219 | $2,254 |
| USAA | $1,731 | $1,674 | $1,727 | $1,657 | $5,353 | $5,719 | $2,231 | $2,304 |
Buy Cheap North Plains, OR Auto Insurance for Teen Drivers
Auto insurance for teenagers in North Plains can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in North Plains, OR are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,631 | $11,824 |
| American Family | $6,773 | $10,684 |
| Farmers | $10,484 | $10,750 |
| Geico | $7,247 | $6,564 |
| Liberty Mutual | $10,152 | $10,942 |
| Nationwide | $5,649 | $7,065 |
| Progressive | $9,281 | $10,251 |
| State Farm | $6,565 | $8,253 |
| Travelers | $6,247 | $7,696 |
| USAA | $5,353 | $5,719 |
Buy Cheap North Plains, OR Auto Insurance for Seniors
You can save on senior auto insurance rates in North Plains, Oregon by comparing North Plains senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in North Plains, OR here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,143 | $3,182 |
| American Family | $2,419 | $2,419 |
| Farmers | $2,162 | $2,307 |
| Geico | $2,605 | $2,643 |
| Liberty Mutual | $2,704 | $3,010 |
| Nationwide | $2,161 | $2,259 |
| Progressive | $1,839 | $1,888 |
| State Farm | $1,855 | $1,855 |
| Travelers | $1,947 | $2,026 |
| USAA | $1,727 | $1,657 |
Find Cheap Auto Insurance Rates in North Plains, OR by Coverage Level
The amount of coverage you choose is a big factor in the cost of North Plains, Oregon auto insurance. Compare North Plains, OR auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,079 | $5,312 | $5,582 |
| American Family | $4,118 | $4,404 | $3,954 |
| Farmers | $4,209 | $4,452 | $4,886 |
| Geico | $3,397 | $3,769 | $4,075 |
| Liberty Mutual | $4,569 | $4,880 | $5,232 |
| Nationwide | $3,313 | $3,575 | $3,543 |
| Progressive | $3,873 | $4,004 | $4,194 |
| State Farm | $3,215 | $3,438 | $3,637 |
| Travelers | $3,088 | $3,312 | $3,602 |
| USAA | $2,666 | $2,803 | $2,930 |
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Find Cheap North Plains, OR Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in North Plains. Compare auto insurance rates in North Plains, OR by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,324 | $5,324 |
| American Family | $4,094 | $4,223 |
| Farmers | $4,516 | $4,516 |
| Geico | $3,687 | $3,807 |
| Liberty Mutual | $4,894 | $4,894 |
| Nationwide | $3,477 | $3,477 |
| Progressive | $4,023 | $4,023 |
| State Farm | $3,338 | $3,522 |
| Travelers | $3,200 | $3,468 |
| USAA | $2,719 | $2,880 |
Find Cheap North Plains, OR Auto Insurance Rates by Driving Record
Auto insurance rates in North Plains, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in North Plains, OR, take a look at the average cost for various violations versus rates for a clean driving record in North Plains.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,261 | $5,789 | $6,010 | $5,237 |
| American Family | $2,900 | $4,402 | $5,615 | $3,718 |
| Farmers | $3,804 | $4,915 | $4,805 | $4,539 |
| Geico | $2,450 | $3,943 | $5,219 | $3,376 |
| Liberty Mutual | $4,332 | $4,855 | $5,570 | $4,819 |
| Nationwide | $2,946 | $3,156 | $4,473 | $3,334 |
| Progressive | $3,028 | $5,554 | $3,904 | $3,607 |
| State Farm | $3,029 | $3,992 | $3,350 | $3,350 |
| Travelers | $2,692 | $3,453 | $3,908 | $3,284 |
| USAA | $2,024 | $2,841 | $3,960 | $2,373 |
Find Cheap North Plains, OR Auto Insurance Rates After a DUI
The cost of DUI auto insurance in North Plains, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in North Plains for less when you shop around and compare rates from multiple North Plains, OR auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,010 |
| American Family | $5,615 |
| Farmers | $4,805 |
| Geico | $5,219 |
| Liberty Mutual | $5,570 |
| Nationwide | $4,473 |
| Progressive | $3,904 |
| State Farm | $3,350 |
| Travelers | $3,908 |
| USAA | $3,960 |
Winners by Category: Where to Buy Cheap Auto Insurance in North Plains, OR
Compare rates from the cheapest auto insurance companies in North Plains, OR for your needs. Take a look at how North Plains, Oregon auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap North Plains, Oregon Auto Insurance Companies
If you’re looking for the cheapest North Plains, OR auto insurance companies overall, you can compare them here. Find the best price for North Plains, Oregon car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,324 |
| American Family | $4,159 |
| Farmers | $4,516 |
| Geico | $3,747 |
| Liberty Mutual | $4,894 |
| Nationwide | $3,477 |
| Progressive | $4,023 |
| State Farm | $3,430 |
| Travelers | $3,334 |
| USAA | $2,800 |
What affects North Plains, Oregon auto insurance rates?
Local factors affect auto insurance rates in North Plains, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact North Plains auto insurance rates.
Auto Theft in North Plains
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for North Plains, OR auto theft show a total of 3 vehicle thefts annually.
Commute Times in North Plains
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in North Plains, OR is 23.6 minutes according to City-Data.
Compare Auto Insurance Quotes in North Plains, OR
You can buy cheap North Plains, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free North Plains, Oregon auto insurance quotes from top companies.
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Frequently Asked Questions
Can I find cheap auto insurance in North Plains, OR in 2023?
Yes, it is possible to find affordable auto insurance in North Plains, OR in 2023. However, the availability and cost of insurance policies can vary based on several factors, including your driving record, age, the type of vehicle you own, and the coverage options you choose.
How can I find the cheapest auto insurance in North Plains, OR?
To find the cheapest auto insurance in North Plains, OR, consider the following steps:
- Compare quotes from multiple insurance providers.
- Opt for higher deductibles, as it may lower your premium.
- Maintain a good driving record to qualify for discounts.
- Bundle your auto insurance with other policies, such as home insurance, for potential savings.
- Inquire about any available discounts, such as multi-vehicle discounts or safe driver discounts.
What are the pros of buying cheap auto insurance?
The pros of buying cheap auto insurance include:
- Lower monthly premiums, which can save you money.
- Financial protection in case of an accident or theft.
- Legal compliance, as auto insurance is often mandatory.
What are the cons of buying cheap auto insurance?
The cons of buying cheap auto insurance may include:
- Limited coverage options that may not adequately protect you in certain situations.
- Higher deductibles, which means you’ll have to pay more out of pocket before insurance coverage kicks in.
- Potential for less responsive customer service or claims handling from certain insurance providers.
- Limited availability of add-ons or additional coverage options.
Are there any risks associated with buying cheap auto insurance?
While buying cheap auto insurance can save you money, there are potential risks to consider:
- Inadequate coverage: Cheap insurance policies may provide minimal coverage, leaving you financially vulnerable in case of accidents or damage.
- Unreliable providers: Some low-cost insurance companies may have a poor reputation for customer service or claims handling, leading to potential frustrations.
- Limited benefits: Cheap auto insurance policies may lack certain benefits or add-ons that could be valuable in specific situations.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.