Buy Cheap Hyundai Azera Auto Insurance in 2024
Average Hyundai Azera auto insurance rates cost $120 per month ($1,440 per year). Mature drivers with good driving records may find rates as low as $846 a year.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Aug 1, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 1, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,440 a year or $120 each month
- A liability-only policy costs around $577 a year or $48 each month
- Highest rates are for teenage drivers at around $5,263 a year or $439 each month
- Good drivers can save as much as $594 a year by earning policy discounts
- Hyundai Azera insurance costs around $79 less per year than the average vehicle
Hyundai Azera insurance rates average $1,440 a year or $120 a month for full coverage. Good drivers can save up to $594 a year by practicing safe driving habits. We’re going to take a quick look at Hyundai Azera insurance rates, insurance loss rates, and more.
You can start comparing quotes for Hyundai Azera car insurance rates from some of the best car insurance companies by using our free online tool now.
Hyundai Azera Insurance Cost
The average Hyundai Azera car insurance rates are $1,440 a year or $120 a month.
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Are Hyundai Azeras Expensive to Insure?
The chart below details how Hyundai Azera insurance rates compare to other sedans like the Toyota Camry, Cadillac CTS, and Honda Accord.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Cadillac CTS | $320 | $626 | $398 | $1,502 |
| Honda Accord | $280 | $500 | $372 | $1,310 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
Read more: Buy Cheap Honda Auto Insurance
What Impacts the Cost of Hyundai Azera Insurance?
The Hyundai Azera trim and model you choose will affect the total price you will pay for Hyundai Azera insurance coverage.
Age of the Vehicle
The average Hyundai Azera auto insurance rates are higher for newer models. For example, auto insurance for a 2017 Hyundai Azera costs $1,440, while 2010 Hyundai Azera insurance costs are $1,192, a difference of $248.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Hyundai Azera | $284 | $582 | $416 | $1,440 |
| 2016 Hyundai Azera | $274 | $558 | $430 | $1,420 |
| 2015 Hyundai Azera | $260 | $538 | $442 | $1,398 |
| 2014 Hyundai Azera | $250 | $500 | $452 | $1,360 |
| 2013 Hyundai Azera | $240 | $470 | $456 | $1,324 |
| 2012 Hyundai Azera | $230 | $422 | $460 | $1,270 |
| 2011 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2010 Hyundai Azera | $206 | $364 | $464 | $1,192 |
Read More: Cheap Toyota Auto Insurance
Driver Age
Driver age can have a significant impact on Hyundai Azera auto insurance rates. As an example, a 40-year-old driver could pay $152 less each month for their Hyundai Azera auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Hyundai Azera insurance rates. For example, drivers in Los Angeles may pay $532 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Hyundai Azera car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Azera auto insurance rates with violations on their driving record.
Hyundai Azera Safety Ratings
Your Hyundai Azera car insurance rates are tied to the safety ratings of the Hyundai Azera. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Hyundai Azera Crash Test Ratings
Good Hyundai Azera crash test ratings mean the VW is safer, which could mean cheaper Hyundai Azera car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2017 Hyundai Azera 4 DR FWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Azera 4 DR FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Azera Safety Features
The numerous safety features of the Hyundai Azera help contribute to lower insurance rates. The 2020 Hyundai Azera has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Cross-Traffic Alert
Hyundai Azera Insurance Loss Probability
Another contributing factor that plays a direct role in Hyundai Azera insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 15% |
|---|---|
| Property Damage | -17% |
| Comprehensive | 1% |
| Personal Injury | -1% |
| Medical Payment | 6% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
Hyundai Azera Finance and Insurance Cost
If you are financing a Hyundai Azera, most lenders will require your carry higher Hyundai Azera coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Azera auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Hyundai Azera Insurance
There are many ways that you can save on Hyundai Azera car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Hyundai Azera car insurance rates low.
- Check the Odometer on Your Hyundai Azera
- Renew Your Hyundai Azera Insurance Coverage to Avoid Lapses
- Ask Your Insurance Company About Hyundai Azera Discounts
- Understand the Different Types of Auto Insurance for Your Hyundai Azera
- Choose Automatic Payments or EFT for Your Hyundai Azera Insurance Policy
Top Hyundai Azera Insurance Companies
Who is the top auto insurance company for Hyundai Azera insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Azera auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Azera offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What factors can affect the cost of Hyundai Azera auto insurance in 2023?
Several factors can influence the cost of Hyundai Azera auto insurance, including the driver’s age, driving history, location, coverage options, deductibles, credit score, and the car’s model year, value, and safety features.
How can I find cheap auto insurance for my Hyundai Azera in 2023?
To find cheap auto insurance for your Hyundai Azera in 2023, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and avoid traffic violations.
- Opt for higher deductibles, which can lower your premium.
- Bundle your auto insurance with other policies, such as homeowners or renters insurance.
- Inquire about available discounts, such as safe driver discounts or multi-car discounts.
- Consider installing safety features like anti-theft devices in your car.
Are there any specific discounts available for Hyundai Azera auto insurance?
Insurance providers may offer various discounts for Hyundai Azera owners, such as:
- Multi-car discount: If you insure multiple vehicles with the same provider.
- Safe driver discount: If you have a clean driving record.
- Good student discount: If you or a family member on the policy is a student with good grades.
- Anti-theft device discount: If you have installed anti-theft devices in your car.
- Bundling discount: If you bundle your auto insurance with other policies from the same provider.
- Loyalty discount: If you have been with the same insurance company for an extended period.
What are some pros of buying cheap auto insurance for a Hyundai Azera in 2023?
Pros of buying cheap auto insurance for a Hyundai Azera in 2023 may include:
- Lower premium payments, resulting in potential cost savings.
- Affordable coverage that meets the minimum legal requirements.
- Access to necessary protection and financial assistance in the event of an accident or damage.
What are some cons of buying cheap auto insurance for a Hyundai Azera in 2023?
Cons of buying cheap auto insurance for a Hyundai Azera in 2023 may include:
- Limited coverage options and lower policy limits, potentially leaving you underinsured in certain situations.
- Higher deductibles, which means you’ll pay more out of pocket in the event of a claim.
- Less comprehensive customer service or claims support compared to more expensive insurance policies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.