Understanding Auto Insurance

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How To Cancel Allstate Auto Insurance in 2024

The Allstate cancellation policy makes it easy to end your policy at any time with no cancellation fees. So call your agent or customer service to start the cancellation process after selling your car or finding cheaper rates elsewhere. You may also get money back if you paid your policy term in full. However, it...

The Allstate cancellation policy makes it easy to end your p...

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How To Cancel 21st Century Auto Insurance in 2024

There are many reasons you may need to know how to cancel your 21st Century auto insurance policy. For example, you may have found a better quote from another insurance company than your 21st Century auto insurance quote, or you’ve sold your vehicle. Whatever the reason, canceling coverage is simple, but you may be charged...

There are many reasons you may need to know how to cancel yo...

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Does auto insurance cover engine failure?

A Concise Overview Engine failure must be directly linked to a covered cause in your policy for full coverage insurance to cover it Most standard policies do not include mechanical issues, including engine failure An extended warranty or mechanical breakdown insurance can help protect your engine from damage The term “full coverage” gives people the...

A Concise Overview Engine failure must be directly linked to...

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Does auto insurance cover a dead battery?

A Concise Overview Auto insurance does not cover or replace a dead battery  Unless you add roadside assistance to your auto insurance coverages, you can’t get your battery jumped by your insurance company Carrying jumper cables or a jump kit will help you start a dead battery Cranking a car and finding it won’t start...

A Concise Overview Auto insurance does not cover or replace ...

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Does auto insurance cover DUI accidents?

Does car insurance cover DUI accidents? That depends on your insurer. If you cause an accident when you are driving drunk, there’s a chance it won’t be covered by your insurer.Read More: How much auto insurance coverage do you need? Some auto insurance companies take the position that causing an accident while intoxicated is intentional,...

Does car insurance cover DUI accidents? That depends on your...

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Does auto insurance cover a broken side mirror?

A Concise Overview: Full coverage auto insurance generally covers broken side mirrors  Liability coverage will usually cover costs if you hit another driver’s side mirror  Sometimes insurance rates increase after replacing broken side-view mirrors  While every motorist hopes to avoid car accidents and damages, accidents do happen. Unfortunately, some of the most commonly damaged parts...

A Concise Overview: Full coverage auto insurance generally c...

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Does auto insurance cover key replacement?

A Concise Overview For insurance that covers car key replacement, opt for a comprehensive auto coverage plan Using insurance to pay for key replacements is ideal for updated car models that use expensive key fobs Other services may offer some key replacement benefits Does car insurance cover key replacement? Like most drivers, you probably don’t...

A Concise Overview For insurance that covers car key replace...

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Buy Cheap Auto Insurance for Telecommuters in 2024

Food for thought Having a shorter commute saves about 5 percent on your auto insurance rates You can save up to 30 percent in low mileage discounts You have to keep at least a minimum amount of auto insurance on your vehicle if you drive it at all. Working from home is increasingly common, and...

Food for thought Having a shorter commute saves about 5 perc...

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Does auto insurance cover bullet holes?

A Concise Overview: Only comprehensive auto insurance will cover bullet holes in a driver’s vehicle  The cost of bullet hole repairs can range from less than $100 to thousands of dollars  The cost of comprehensive coverage is usually less than a few hundred dollars annually While we hope you never end up with bullet holes...

A Concise Overview: Only comprehensive auto insurance will c...

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Buying Custom Parts and Equipment (CPE) Coverage: What You Need To Know in 2024

Upgrading and improving a car is a popular hobby for many drivers. From spoilers to stereos, adding new pieces to your car is a fun way to personalize your vehicle. Unfortunately, your standard car insurance does not cover custom parts. Car insurance typically covers only the original parts — insurance will not pay to replace...

Upgrading and improving a car is a popular hobby for many dr...

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Buying FR-44 Auto Insurance: What You Need To Know in 2024

If you’ve ever been in an accident, you know how quickly things can go south. However, getting behind the wheel after having too many drinks could get you in serious trouble. Most states have specific auto insurance coverage requirements for drivers considered high risk. For example, Florida and Virginia require an FR-44 form for drivers...

If you’ve ever been in an accident, you know how quickly t...

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Buying Rideshare Auto Insurance Coverage: What You Need To Know in 2024

Rideshare Insurance Facts That Will Help You Auto insurance companies consider rideshare insurance as a type of commercial auto insurance. Some rideshare companies provide the minimum coverage requirements for insurance but only during your rideshare. Adding rideshare insurance to your car insurance policy is affordable. Rideshare insurance is an essential commercial car insurance coverage if...

Rideshare Insurance Facts That Will Help You Auto insurance ...

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Buying SR-50 Auto Insurance: What You Need to Know in 2024

SR50 Auto Insurance Quick Facts SR50 car insurance forms are only found in Indiana. Driving without auto insurance or a suspended driver’s license may require an SR50 auto insurance form. SR50 forms are required for some high-risk Indiana drivers who need their driver’s license suspensions lifted. SR50 auto insurance is Indiana’s response to drivers who...

SR50 Auto Insurance Quick Facts SR50 car insurance forms are...

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Minimum Auto Insurance Required by State in 2024

The minimum auto insurance required by state varies, but most states in the U.S. require that all drivers meet a minimum level of liability coverage. While minimum car insurance, each state has its types and levels of coverage that it requires. If you were to drive without car insurance or auto insurance levels that do...

The minimum auto insurance required by state varies, but mos...

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Can your car get repossessed for not having insurance?

If you’re leasing a car, your car can get repossessed if you don’t have auto insurance coverage. Lenders require drivers to have auto insurance in the lease contract, so if you drop your auto insurance or stop making payments, your car will get repossessed.  Read on to learn more about car repossession for lack of...

If you’re leasing a car, your car can get repossessed if y...

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Can you get a car out of impound without insurance?

Your car can be towed to an impound lot for a plethora of reasons. If you do not promptly remove your vehicle from the lot, your car will likely be sold at an auction. To avoid this, it is important for you to understand the process of repossession and how much it costs for an...

Your car can be towed to an impound lot for a plethora of re...

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Does auto insurance cover bumper damage?

Minor car accidents happen, from fender benders to parking lot dents and dings. Sometimes the damage to your car is so small, it leaves you wondering, “Should I even file an insurance claim for bumper damage?” You may be hesitant to file a claim for minor accidents and car damage,  including bumper damage, but your...

Minor car accidents happen, from fender benders to parking l...

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Does auto insurance cover accidental damage?

If you’ve spent much time searching for car insurance, you know not all car insurance is created equally. Some car insurance policies offer the basics for necessary coverage, while other policies allow customers to feel safe and protected in virtually every circumstance. Does insurance cover accidental damage? There are two main car insurance coverage options...

If you’ve spent much time searching for car insurance, you...

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Does auto insurance covers water leaks?

A Concise Overview Water leaks are covered if you purchase comprehensive coverage If the leak is caused by accident damage, collision insurance may cover it Comprehensive coverage typically covers flooding, but you will want to check your policy details if you live in an area prone to floods, storms, and hurricanes.  If your vehicle suffers water damage...

A Concise Overview Water leaks are covered if you purchase c...

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Does auto insurance cover roadside assistance?

Many people think auto insurance and roadside assistance go hand in hand. However, that’s not always the case. For example, most auto insurance companies don’t automatically cover roadside assistance. Typically, roadside assistance is an add-on to your auto insurance policy. In addition, you may need to carry full coverage to get the extra coverage. Although...

Many people think auto insurance and roadside assistance go ...

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