Buy Cheap Coarsegold, CA Auto Insurance in 2024
Coarsegold, CA auto insurance rates average $284 a month. Minimum auto insurance requirements in Coarsegold, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Coarsegold, CA, compare Coarsegold auto insurance quotes from top companies.
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Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Coarsegold, CA after a DUI are $4,765/year
- The most expensive auto insurance company in Coarsegold after a DUI is Allstate
- Average auto insurance rates in Coarsegold, CA for teens drivers are $5,727/year
Finding affordable Coarsegold, California auto insurance can be challenging, but everything you need to know to buy cheap Coarsegold, CA auto insurance with confidence is right here. Auto insurance rates in Coarsegold are affected by local factors as well as personal ones like your driving record.
See how Coarsegold, CA car insurance rates compare to Oakland auto insurance rates, San Jose auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Coarsegold.
Don’t buy Coarsegold, CA auto insurance until you’ve compared rates. Get free Coarsegold, California auto insurance quotes when you enter your ZIP code above.
Coarsegold, CA Minimum Auto Insurance Requirements
The required auto insurance in Coarsegold, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Coarsegold, California is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Coarsegold, CA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Coarsegold, California auto insurance rates? Find out how car insurance rates in Coarsegold, CA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,676 | $2,673 | $1,949 | $1,963 | $7,360 | $9,236 | $3,397 | $3,713 |
| Farmers | $2,802 | $2,802 | $2,523 | $2,523 | $8,959 | $14,711 | $3,322 | $3,699 |
| Geico | $1,675 | $1,677 | $1,576 | $1,576 | $5,091 | $5,185 | $2,406 | $2,463 |
| Liberty Mutual | $2,203 | $2,092 | $2,039 | $1,979 | $4,820 | $5,107 | $2,492 | $2,505 |
| Nationwide | $2,797 | $2,672 | $2,456 | $2,317 | $7,046 | $7,792 | $3,323 | $3,282 |
| Progressive | $1,531 | $1,576 | $1,305 | $1,547 | $4,069 | $4,912 | $2,207 | $2,375 |
| State Farm | $2,975 | $2,975 | $2,658 | $2,658 | $5,446 | $6,753 | $3,291 | $3,394 |
| Travelers | $2,291 | $2,223 | $2,025 | $2,003 | $4,659 | $5,357 | $2,973 | $2,914 |
| USAA | $1,801 | $1,706 | $1,760 | $1,767 | $4,093 | $4,112 | $2,493 | $2,356 |
Buy Cheap Coarsegold, CA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Coarsegold can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Coarsegold, CA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,360 | $9,236 |
| Farmers | $8,959 | $14,711 |
| Geico | $5,091 | $5,185 |
| Liberty Mutual | $4,820 | $5,107 |
| Nationwide | $7,046 | $7,792 |
| Progressive | $4,069 | $4,912 |
| State Farm | $5,446 | $6,753 |
| Travelers | $4,659 | $5,357 |
| USAA | $4,093 | $4,112 |
Buy Cheap Coarsegold, CA Auto Insurance for Seniors
You can save on senior auto insurance rates in Coarsegold, California by comparing Coarsegold senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Coarsegold, CA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,949 | $1,963 |
| Farmers | $2,523 | $2,523 |
| Geico | $1,576 | $1,576 |
| Liberty Mutual | $2,039 | $1,979 |
| Nationwide | $2,456 | $2,317 |
| Progressive | $1,305 | $1,547 |
| State Farm | $2,658 | $2,658 |
| Travelers | $2,025 | $2,003 |
| USAA | $1,760 | $1,767 |
Find Cheap Auto Insurance Rates in Coarsegold, CA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Coarsegold, California auto insurance. Compare Coarsegold, CA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,866 | $4,161 | $4,336 |
| Farmers | $4,824 | $5,207 | $5,472 |
| Geico | $2,467 | $2,736 | $2,916 |
| Liberty Mutual | $2,726 | $2,928 | $3,060 |
| Nationwide | $3,540 | $4,029 | $4,313 |
| Progressive | $2,192 | $2,510 | $2,619 |
| State Farm | $3,424 | $3,826 | $4,057 |
| Travelers | $2,696 | $3,131 | $3,341 |
| USAA | $2,285 | $2,558 | $2,690 |
Find Cheap Coarsegold, CA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Coarsegold. Compare auto insurance rates in Coarsegold, CA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,710 | $4,532 |
| Farmers | $4,689 | $5,646 |
| Geico | $2,459 | $2,954 |
| Liberty Mutual | $2,667 | $3,142 |
| Nationwide | $3,501 | $4,420 |
| Progressive | $2,218 | $2,663 |
| State Farm | $3,632 | $3,906 |
| Travelers | $2,751 | $3,361 |
| USAA | $2,313 | $2,709 |
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Find Cheap Coarsegold, CA Auto Insurance Rates by Driving Record
Auto insurance rates in Coarsegold, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Coarsegold, CA, take a look at the average cost for various violations versus rates for a clean driving record in Coarsegold.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,490 | $4,166 | $6,568 | $3,259 |
| Farmers | $3,820 | $5,201 | $6,482 | $5,167 |
| Geico | $1,894 | $2,917 | $3,665 | $2,349 |
| Liberty Mutual | $2,521 | $3,379 | $3,048 | $2,671 |
| Nationwide | $2,766 | $3,546 | $5,985 | $3,546 |
| Progressive | $1,599 | $2,712 | $3,153 | $2,298 |
| State Farm | $2,687 | $3,206 | $6,063 | $3,120 |
| Travelers | $2,054 | $3,312 | $3,859 | $2,997 |
| USAA | $1,670 | $2,479 | $4,066 | $1,829 |
Find Cheap Coarsegold, CA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Coarsegold, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Coarsegold for less when you shop around and compare rates from multiple Coarsegold, CA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,568 |
| Farmers | $6,482 |
| Geico | $3,665 |
| Liberty Mutual | $3,048 |
| Nationwide | $5,985 |
| Progressive | $3,153 |
| State Farm | $6,063 |
| Travelers | $3,859 |
| USAA | $4,066 |
Winners by Category: Where to Buy Cheap Auto Insurance in Coarsegold, CA
Compare rates from the cheapest auto insurance companies in Coarsegold, CA for your needs. Take a look at how Coarsegold, California auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Find Cheap Coarsegold, California Auto Insurance Companies
If you’re looking for the cheapest Coarsegold, CA auto insurance companies overall, you can compare them here. Find the best price for Coarsegold, California car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,121 |
| Farmers | $5,168 |
| Geico | $2,706 |
| Liberty Mutual | $2,905 |
| Nationwide | $3,961 |
| Progressive | $2,440 |
| State Farm | $3,769 |
| Travelers | $3,056 |
| USAA | $2,511 |
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What affects Coarsegold, California auto insurance rates?
Local factors affect auto insurance rates in Coarsegold, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Coarsegold auto insurance rates.
Commute Times in Coarsegold
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Coarsegold, CA is 29.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Coarsegold, CA
You can buy cheap Coarsegold, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Coarsegold, California auto insurance quotes from top companies.
Frequently Asked Questions
How can I find cheap auto insurance in Coarsegold, CA?
Finding cheap auto insurance in Coarsegold, CA can be done by following a few steps. Start by comparing quotes from multiple insurance providers to see the different rates they offer. Additionally, you can consider raising your deductibles, maintaining a clean driving record, bundling your auto insurance with other policies, and taking advantage of any available discounts.
What factors can affect the cost of auto insurance in Coarsegold, CA?
Several factors can influence the cost of auto insurance in Coarsegold, CA. These factors typically include your driving history, age, gender, the make and model of your vehicle, your credit score, the coverage limits you choose, the deductibles you select, and the amount of mileage you drive each year.
Are there any discounts available to lower auto insurance costs in Coarsegold, CA?
Yes, many insurance providers offer various discounts that can help lower your auto insurance costs in Coarsegold, CA. Common discounts include safe driver discounts, multi-policy discounts (when you bundle multiple policies with the same insurance company), multi-vehicle discounts, good student discounts, and discounts for certain safety features in your vehicle.
What is the minimum auto insurance coverage required in Coarsegold, CA?
In California, drivers are required to carry minimum liability coverage, which includes $15,000 for bodily injury or death of one person, $30,000 for bodily injury or death of multiple people, and $5,000 for property damage. It’s important to note that these are the minimum requirements, and it may be wise to consider higher coverage limits to adequately protect yourself in the event of an accident.
Can I drive without auto insurance in Coarsegold, CA?
No, it is illegal to drive without auto insurance in Coarsegold, CA. California state law requires all drivers to have a minimum level of liability insurance coverage. Failure to maintain insurance can result in fines, license suspension, and other penalties.
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Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.