Buy Cheap Subaru BRZ Auto Insurance in 2024
Average Subaru BRZ car insurance rates cost $111 per month ($1,334 per year). On average, Subaru BRZ comprehensive insurance coverage costs $325, collision coverage costs $474, and liability coverage costs $376.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,334 a year or $111 each month
- A liability-only policy costs around $535 a year or $45 each month
- Highest rates are for teenage drivers at around $4,876 a year or $406 each month
- Good drivers can save as much as $550 a year by earning policy discounts
- Subaru BRZ insurance costs around $185 less per year than the average vehicle
Are you concerned about the price of your Subaru BRZ insurance rates? Subaru BRZ insurance costs around $185 less per year than the average vehicle, an affordable price for a policy. Read our guide to learn what factors affect insurance rates for a Subaru BRZ to find savings easily.
You can start comparing quotes for Subaru BRZ car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
What are the insurance costs for a Subaru BRZ?
The average Subaru BRZ car insurance rates are $1,334 a year or $111 a month.
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Are Subaru BRZs Expensive to Insure?
The chart below details how Subaru BRZ insurance rates compare to other coupes like the Cadillac ATS Coupe, Nissan 370Z, and Infiniti Q60.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Audi S5 | $394 | $864 | $398 | $1,814 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
What Impacts the Cost of Subaru BRZ Insurance?
Even though the average starting price for insurance is $1,334, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru BRZ.
Age of the Vehicle
Older Subaru BRZ models generally cost less to insure. For example, auto insurance for a 2017 Subaru BRZ costs $1,334, while 2013 Subaru BRZ insurance costs are $1,218, a difference of $116.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Subaru BRZ | $320 | $524 | $354 | $1,334 |
| 2016 Subaru BRZ | $310 | $502 | $364 | $1,312 |
| 2015 Subaru BRZ | $292 | $484 | $376 | $1,288 |
| 2014 Subaru BRZ | $282 | $450 | $384 | $1,252 |
| 2013 Subaru BRZ | $270 | $424 | $388 | $1,218 |
Driver Age
Driver age can have a significant effect on the cost of Subaru BRZ car insurance. For example, 30-year-old drivers pay approximately $59 more for their Subaru BRZ car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Subaru BRZ insurance rates. For example, drivers in Houston may pay $983 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Subaru BRZ car insurance. Teens and drivers in their 20’s see the highest jump in their Subaru BRZ car insurance rates with violations on their driving record.
Subaru BRZ Safety Ratings
The Subaru BRZ’s safety ratings will affect your Subaru BRZ auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Subaru BRZ Crash Test Ratings
Poor Subaru BRZ crash test ratings could mean higher Subaru BRZ car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2019 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2018 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2017 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2016 Subaru BRZ 2 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Subaru BRZ Safety Features
The numerous safety features of the Subaru BRZ help contribute to lower insurance rates. The 2020 Subaru BRZ has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
- Auto-Leveling Headlights
Subaru BRZ Insurance Loss Probability
The lower percentage means lower Subaru BRZ auto insurance rates; higher percentages mean higher Subaru BRZ car insurance rates. The Subaru BRZ’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 56% |
|---|---|
| Property Damage | -22% |
| Comprehensive | 50% |
| Personal Injury | -13% |
| Medical Payment | -12% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
What are the finance and insurance costs for a Subaru BRZ?
If you are financing a Subaru BRZ, most lenders will require your carry higher Subaru BRZ coverage options including comprehensive coverage, so be sure to shop around and compare Subaru BRZ auto insurance quotes from the best auto insurance companies using our FREE tool below.
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What are ways to save on Subaru BRZ Insurance?
You have more options at your disposal to save money on your Subaru BRZ auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Subaru BRZ car insurance rates
- Check the Odometer on Your Subaru BRZ
- Buy An Older Subaru BRZ
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Move to an Area with Better Weather
- Carpool to Work Instead of Driving Your Subaru BRZ
What are the top Subaru BRZ insurance companies?
The best auto insurance companies for Subaru BRZ car insurance rates will offer competitive rates, discounts, and account for the Subaru BRZ’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
How can I compare free Subaru BRZ insurance quotes online?
You can start comparing quotes for Subaru BRZ auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
Can I find cheap auto insurance specifically for the Subaru BRZ?
Yes, it is possible to find affordable auto insurance specifically tailored for the Subaru BRZ. Insurance companies consider various factors when determining insurance rates, including the make and model of the vehicle. While the Subaru BRZ is a sporty vehicle, there are still opportunities to find competitive insurance rates for this model.
What can I do to lower the cost of Subaru BRZ auto insurance?
There are several steps you can take to potentially lower the cost of your Subaru BRZ auto insurance:
- Maintain a good driving record: Having a clean driving record with no accidents or traffic violations can help lower your insurance premiums.
- Opt for higher deductibles: Choosing a higher deductible means you’ll have to pay more out of pocket in the event of a claim, but it can lower your monthly premiums.
- Install safety features: Adding safety features to your Subaru BRZ, such as anti-theft devices, anti-lock brakes, or a car alarm, may result in discounts on your insurance.
- Bundle policies: If you have multiple insurance needs, consider bundling your auto insurance with other policies, such as homeowners or renters insurance, as this can often lead to discounts.
- Shop around: Compare quotes from multiple insurance companies to find the best rates available for your Subaru BRZ.
Does the age of my Subaru BRZ affect my insurance rates?
Yes, the age of your Subaru BRZ can impact your insurance rates. Generally, newer vehicles may have higher insurance premiums due to their higher value and potentially higher repair costs. As the Subaru BRZ ages, the insurance rates may decrease, as long as the car remains in good condition. Other factors, such as your location, driving history, and coverage preferences, also play a significant role in determining the insurance rates for your Subaru BRZ.
Are there any specialized insurance companies that focus on Subaru BRZ vehicles?
While there are insurance companies that specialize in certain vehicle brands or types, there aren’t any specific insurance companies exclusively dedicated to Subaru BRZ vehicles. However, many insurance providers offer coverage options for Subaru BRZ owners, and some may even offer specialized policies that cater to the needs of sports car owners.
Can modifications to my Subaru BRZ affect my insurance rates?
Yes, modifications to your Subaru BRZ can potentially affect your insurance rates. Adding aftermarket modifications or performance enhancements may increase the cost of insurance as it can raise the vehicle’s value, increase the likelihood of theft, or affect the safety and handling characteristics. It’s important to inform your insurance provider about any modifications made to your Subaru BRZ to ensure you have adequate coverage and accurate insurance rates.
Can I get cheap Subaru BRZ auto insurance if I’m a young or inexperienced driver?
Young or inexperienced drivers often face higher insurance premiums due to the increased risk associated with their lack of driving experience. However, there are ways to potentially reduce the cost of Subaru BRZ auto insurance as a young or inexperienced driver. These include completing driver training courses, maintaining good grades if you’re a student, and considering being added to a parent or guardian’s insurance policy as an additional driver. Shopping around and comparing quotes from different insurance companies can also help find more affordable rates.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.