Buy Cheap Subaru WRX Auto Insurance in 2023
Getting Subaru WRX insurance quotes will cost on average $113 per month ($1,360 per year). Shop around to find cheap Subaru WRX insurance rates. On average, Subaru WRX comprehensive insurance coverage costs $331, collision coverage costs $484, and liability coverage costs $384.
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Written by
Sara Routhier |
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,360 a year or $113 each month
- A liability-only policy costs around $545 a year or $45 each month
- Highest rates are for teenage drivers at around $4,971 a year or $414 each month
- Good drivers can save as much as $561 a year by earning policy discounts
- Subaru WRX insurance costs around $159 less per year than the average vehicle
Don’t let finding cheap Subaru WRX insurance rates stress you out. Good drivers can save as much as $561 a year by earning policy discounts. Read on to learn more about Subaru WRX insurance rates and how to save.
You can start comparing quotes for Subaru WRX car insurance rates from some of the best car insurance companies by using our free online tool now.
Subaru WRX Insurance Cost
The average Subaru WRX car insurance rates are $1,360 a year or $113 a month.
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Are Subaru WRXs Expensive to Insure?
The chart below details how Subaru WRX insurance rates compare to other sedans like the Nissan Maxima, Subaru Legacy, and Chevrolet Blazer.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Nissan Maxima | $372 | $630 | $390 | $1,550 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
| Lincoln MKZ | $320 | $686 | $450 | $1,636 |
| Nissan Altima | $306 | $570 | $390 | $1,424 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
What Impacts the Cost of Subaru WRX Insurance?
The Subaru WRX trim and model you choose can impact the total price you will pay for Subaru WRX insurance coverage.
Age of the Vehicle
Older Subaru WRX models generally cost less to insure. For example, auto insurance for a 2018 Subaru WRX costs $1,360, while 2015 Subaru WRX insurance costs are $1,306, a difference of $54.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Subaru WRX | $320 | $566 | $338 | $1,360 |
| 2017 Subaru WRX | $308 | $552 | $354 | $1,350 |
| 2016 Subaru WRX | $298 | $530 | $364 | $1,328 |
| 2015 Subaru WRX | $282 | $512 | $376 | $1,306 |
Driver Age
Driver age can have a significant effect on Subaru WRX car insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Subaru WRX car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Subaru WRX insurance rates. For example, drivers in Los Angeles may pay $195 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Subaru WRX car insurance. Teens and drivers in their 20’s see the highest jump in their Subaru WRX car insurance with violations on their driving record.
Subaru WRX Safety Ratings
Your Subaru WRX car insurance rates are tied to the safety ratings of the Subaru WRX. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Subaru WRX Crash Test Ratings
Good Subaru WRX crash test ratings can lower your Subaru WRX auto insurance rates. See Subaru WRX crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Subaru WRX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Subaru WRX 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Subaru WRX 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Subaru WRX 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Subaru WRX 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Subaru WRX Safety Features
Having a variety of safety features on your Subaru WRX can help lower your Subaru WRX insurance costs. The Subaru WRX’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Subaru WRX Insurance Loss Probability
The Subaru WRX’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Subaru WRX, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 41% |
|---|---|
| Property Damage | -18% |
| Comprehensive | 58% |
| Personal Injury | -6% |
| Medical Payment | -19% |
| Bodily Injury | -16% |
| Source: Insurance Institute for Highway Safety | |
Subaru WRX Finance and Insurance Cost
If you are financing a Subaru WRX, most lenders will require your carry higher Subaru WRX coverage options including comprehensive coverage, so be sure to shop around and compare Subaru WRX car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Subaru WRX Insurance
Although it may seem like your Subaru WRX car insurance rates are set, there are a few measures that you can take to secure the best Subaru WRX car insurance rates possible. Take a look at the following five ways to save on Subaru WRX auto insurance.
- Save Money on Young Driver Subaru WRX Insurance By Mentioning Grades or GPA
- Understand that Your Insurer Can Change Your Subaru WRX Auto Insurance Rates Mid-Term for Other Reasons
- Spy on Your Teen Driver
- Ask About a Student Away from Home Discount
- Move to the Countryside
Top Subaru WRX Insurance Companies
Several insurance companies offer competitive rates for the Subaru WRX based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Subaru WRX drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Start comparing Subaru WRX auto insurance quotes for free by using our FREE online comparison tool.
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|