Buy Cheap Missouri City, TX Auto Insurance in 2024
Missouri City, TX auto insurance rates average $364 a month. Minimum auto insurance requirements in Missouri City, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Missouri City, TX, compare Missouri City auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Missouri City, TX are $364/month
- The most expensive auto insurance company in Missouri City after a DUI is Allstate
- Average auto insurance rates in Missouri City, TX for teens drivers are $7,882/year
Finding affordable Missouri City, Texas auto insurance can be challenging, but everything you need to know to buy cheap Missouri City, TX auto insurance with confidence is right here. Auto insurance rates in Missouri City are affected by local factors as well as personal ones like your driving record.
See how Missouri City, TX car insurance rates compare to El Paso auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Missouri City.
Don’t buy Missouri City, TX auto insurance until you’ve compared rates. Get free Missouri City, Texas auto insurance quotes when you enter your ZIP code above.
Missouri City, TX Minimum Auto Insurance Requirements
The required auto insurance in Missouri City, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Missouri City, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Missouri City, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Missouri City, TX. Take a look at Missouri City, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,007 | $5,141 | $4,406 |
| American Family | $8,056 | $5,220 | $4,556 |
| Geico | $5,764 | $3,250 | $2,158 |
| Nationwide | $5,277 | $4,247 | $3,686 |
| Progressive | $5,698 | $4,931 | $4,571 |
| State Farm | $4,421 | $2,752 | $2,194 |
| USAA | $4,036 | $2,354 | $1,899 |
Buy Cheap Missouri City, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Missouri City, Texas auto insurance rates? Find out how car insurance rates in Missouri City, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,564 | $3,588 | $3,516 | $3,516 | $9,514 | $11,465 | $4,403 | $4,576 |
| American Family | $3,383 | $3,808 | $3,244 | $3,758 | $9,789 | $12,787 | $5,029 | $5,752 |
| Geico | $2,716 | $2,968 | $2,655 | $3,086 | $6,174 | $6,335 | $2,953 | $2,906 |
| Nationwide | $2,707 | $2,747 | $2,385 | $2,524 | $7,962 | $10,219 | $3,209 | $3,474 |
| Progressive | $2,673 | $2,535 | $2,378 | $2,423 | $11,398 | $12,727 | $3,174 | $3,225 |
| State Farm | $2,151 | $2,151 | $1,922 | $1,922 | $5,297 | $6,774 | $2,348 | $2,414 |
| USAA | $1,745 | $1,745 | $1,676 | $1,652 | $5,038 | $5,450 | $2,327 | $2,470 |
Buy Cheap Missouri City, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Missouri City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Missouri City, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,514 | $11,465 |
| American Family | $9,789 | $12,787 |
| Geico | $6,174 | $6,335 |
| Nationwide | $7,962 | $10,219 |
| Progressive | $11,398 | $12,727 |
| State Farm | $5,297 | $6,774 |
| USAA | $5,038 | $5,450 |
Buy Cheap Missouri City, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Missouri City, Texas by comparing Missouri City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Missouri City, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,516 | $3,516 |
| American Family | $3,244 | $3,758 |
| Geico | $2,655 | $3,086 |
| Nationwide | $2,385 | $2,524 |
| Progressive | $2,378 | $2,423 |
| State Farm | $1,922 | $1,922 |
| USAA | $1,676 | $1,652 |
Find Cheap Auto Insurance Rates in Missouri City, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Missouri City, Texas auto insurance. Compare Missouri City, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,391 | $5,470 | $5,692 |
| American Family | $5,490 | $5,703 | $6,639 |
| Geico | $3,479 | $3,664 | $4,030 |
| Nationwide | $4,741 | $4,216 | $4,253 |
| Progressive | $4,836 | $5,043 | $5,321 |
| State Farm | $2,947 | $3,115 | $3,306 |
| USAA | $2,657 | $2,750 | $2,882 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Missouri City, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Missouri City. Compare auto insurance rates in Missouri City, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,380 | $5,656 |
| American Family | $5,944 | $5,944 |
| Geico | $3,655 | $3,794 |
| Nationwide | $4,403 | $4,403 |
| Progressive | $5,067 | $5,067 |
| State Farm | $3,122 | $3,122 |
| USAA | $2,728 | $2,798 |
Find Cheap Missouri City, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Missouri City, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Missouri City, TX, take a look at the average cost for various violations versus rates for a clean driving record in Missouri City.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,255 | $6,635 | $6,925 | $4,255 |
| American Family | $5,387 | $6,943 | $6,060 | $5,387 |
| Geico | $3,155 | $4,215 | $3,459 | $4,068 |
| Nationwide | $3,812 | $3,812 | $5,678 | $4,312 |
| Progressive | $4,412 | $5,726 | $5,158 | $4,970 |
| State Farm | $2,758 | $3,184 | $3,789 | $2,758 |
| USAA | $2,047 | $3,045 | $3,609 | $2,351 |
Find Cheap Missouri City, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Missouri City, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Missouri City for less when you shop around and compare rates from multiple Missouri City, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,925 |
| American Family | $6,060 |
| Geico | $3,459 |
| Nationwide | $5,678 |
| Progressive | $5,158 |
| State Farm | $3,789 |
| USAA | $3,609 |
Winners by Category: Where to Buy Cheap Auto Insurance in Missouri City, TX
Compare rates from the cheapest auto insurance companies in Missouri City, TX for your needs. Take a look at how Missouri City, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Missouri City, Texas Auto Insurance Companies
If you’re looking for the cheapest Missouri City, TX auto insurance companies overall, you can compare them here. Find the best price for Missouri City, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,518 |
| American Family | $5,944 |
| Geico | $3,724 |
| Nationwide | $4,403 |
| Progressive | $5,067 |
| State Farm | $3,122 |
| USAA | $2,763 |
What affects Missouri City, Texas auto insurance rates?
Local factors affect auto insurance rates in Missouri City, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Missouri City auto insurance rates.
Auto Theft in Missouri City
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Missouri City, TX auto theft show a total of 45 vehicle thefts annually.
Commute Times in Missouri City
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Missouri City, TX is 30.8 minutes according to City-Data.
Compare Auto Insurance Quotes in Missouri City, TX
You can buy cheap Missouri City, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Missouri City, Texas auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
What factors should I consider when buying auto insurance in Missouri City, TX?
When buying auto insurance in Missouri City, TX, it’s important to consider factors such as coverage options, deductibles, premiums, the financial stability of the insurance company, customer service, and any specific requirements or laws in your state.
What types of coverage are available for auto insurance in Missouri City, TX?
Auto insurance coverage options in Missouri City, TX typically include liability coverage (bodily injury and property damage), personal injury protection (PIP), uninsured/underinsured motorist coverage, comprehensive coverage, and collision coverage. You may also have the option to add additional coverage such as roadside assistance or rental car reimbursement.
How can I find cheap auto insurance in Missouri City, TX?
To find cheap auto insurance in Missouri City, TX, you can start by comparing quotes from multiple insurance companies. It’s also important to review and understand the coverage limits and deductibles to ensure you’re getting the appropriate level of coverage for your needs. Additionally, maintaining a good driving record, bundling your auto insurance with other policies, and taking advantage of any available discounts can help lower your premiums.
Are there any specific auto insurance requirements in Missouri City, TX?
Missouri City, TX follows the state’s auto insurance requirements, which mandate that drivers carry minimum liability coverage of 30/60/25. This means you need at least $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage per accident.
What should I do if I get into an accident in Missouri City, TX?
If you get into an accident in Missouri City, TX, it’s important to first ensure your safety and the safety of others involved. Exchange information with the other parties, including names, contact details, and insurance information. Then, report the accident to your insurance company as soon as possible. They will guide you through the claims process and provide further instructions.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.