Buy Cheap Prineville, OR Auto Insurance in 2024
Prineville, OR auto insurance rates average $253 a month. Minimum auto insurance requirements in Prineville, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Prineville, OR, compare Prineville auto insurance quotes from top companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Prineville, OR after a DUI are $3,587/year
- Average auto insurance rates in Prineville, OR for teens drivers are $5,868/year
- The most expensive auto insurance company in Prineville is Liberty Mutual
Finding affordable Prineville, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Prineville, OR auto insurance with confidence is right here. Auto insurance rates in Prineville are affected by local factors as well as personal ones like your driving record.
See how Prineville, OR car insurance rates compare to Springfield auto insurance rates, Bend auto insurance rates, and Gresham auto insurance rates before you read more about the cost of auto insurance in Prineville.
Don’t buy Prineville, OR auto insurance until you’ve compared rates. Get free Prineville, Oregon auto insurance quotes when you enter your ZIP code above.
Prineville, OR Minimum Auto Insurance Requirements
The required auto insurance in Prineville, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Prineville, Oregon is outlined here.
Minimum Required Auto Insurance Coverage in Prineville, Oregon
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Prineville, OR Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Prineville, OR. Take a look at Prineville, Oregon auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Prineville, Oregon
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,694 | $3,322 | $2,752 |
| American Family | $4,055 | $2,993 | $2,534 |
| Farmers | $3,662 | $2,992 | $2,836 |
| Geico | $3,727 | $3,090 | $2,453 |
| Liberty Mutual | $5,400 | $3,192 | $2,473 |
| Nationwide | $3,290 | $2,607 | $2,273 |
| Progressive | $3,796 | $3,276 | $3,052 |
| State Farm | $3,256 | $2,078 | $1,663 |
| Travelers | $3,426 | $2,651 | $2,077 |
| USAA | $3,804 | $2,125 | $1,693 |
Buy Cheap Prineville, OR Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Prineville, Oregon auto insurance rates? Find out how car insurance rates in Prineville, OR are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prineville, Oregon
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,417 | $2,266 | $2,197 | $2,218 | $6,832 | $7,635 | $2,562 | $2,590 |
| American Family | $2,103 | $2,103 | $1,875 | $1,875 | $5,181 | $8,105 | $2,103 | $2,206 |
| Farmers | $1,760 | $1,723 | $1,557 | $1,654 | $7,223 | $7,388 | $1,973 | $2,028 |
| Geico | $2,309 | $2,223 | $2,132 | $2,133 | $5,914 | $5,408 | $2,461 | $2,140 |
| Liberty Mutual | $2,402 | $2,532 | $2,087 | $2,310 | $7,460 | $8,037 | $2,325 | $2,355 |
| Nationwide | $1,942 | $1,938 | $1,732 | $1,814 | $4,328 | $5,413 | $2,250 | $2,370 |
| Progressive | $1,811 | $1,651 | $1,569 | $1,614 | $7,657 | $8,461 | $2,168 | $2,067 |
| State Farm | $1,416 | $1,416 | $1,284 | $1,284 | $4,352 | $5,463 | $1,602 | $1,841 |
| Travelers | $1,836 | $1,839 | $1,635 | $1,695 | $4,963 | $5,920 | $1,916 | $1,939 |
| USAA | $1,590 | $1,549 | $1,558 | $1,515 | $4,772 | $5,154 | $2,045 | $2,141 |
Buy Cheap Prineville, OR Auto Insurance for Teen Drivers
Auto insurance for teenagers in Prineville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Prineville, OR are listed here.
Annual Auto Insurance Rates for Teen Drivers in Prineville, Oregon
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,832 | $7,635 |
| American Family | $5,181 | $8,105 |
| Farmers | $7,223 | $7,388 |
| Geico | $5,914 | $5,408 |
| Liberty Mutual | $7,460 | $8,037 |
| Nationwide | $4,328 | $5,413 |
| Progressive | $7,657 | $8,461 |
| State Farm | $4,352 | $5,463 |
| Travelers | $4,963 | $5,920 |
| USAA | $4,772 | $5,154 |
Buy Cheap Prineville, OR Auto Insurance for Seniors
You can save on senior auto insurance rates in Prineville, Oregon by comparing Prineville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Prineville, OR here.
Annual Auto Insurance Rates for Senior Drivers in Prineville, Oregon
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,197 | $2,218 |
| American Family | $1,875 | $1,875 |
| Farmers | $1,557 | $1,654 |
| Geico | $2,132 | $2,133 |
| Liberty Mutual | $2,087 | $2,310 |
| Nationwide | $1,732 | $1,814 |
| Progressive | $1,569 | $1,614 |
| State Farm | $1,284 | $1,284 |
| Travelers | $1,635 | $1,695 |
| USAA | $1,558 | $1,515 |
Find Cheap Auto Insurance Rates in Prineville, OR by Coverage Level
The amount of coverage you choose is a big factor in the cost of Prineville, Oregon auto insurance. Compare Prineville, OR auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Prineville, Oregon
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,483 | $3,581 | $3,704 |
| American Family | $3,182 | $3,375 | $3,024 |
| Farmers | $2,964 | $3,122 | $3,404 |
| Geico | $2,853 | $3,104 | $3,313 |
| Liberty Mutual | $3,488 | $3,680 | $3,898 |
| Nationwide | $2,611 | $2,795 | $2,765 |
| Progressive | $3,261 | $3,360 | $3,504 |
| State Farm | $2,215 | $2,334 | $2,448 |
| Travelers | $2,574 | $2,706 | $2,874 |
| USAA | $2,440 | $2,543 | $2,639 |
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Find Cheap Prineville, OR Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Prineville. Compare auto insurance rates in Prineville, OR by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Prineville, Oregon
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,589 | $3,589 |
| American Family | $3,145 | $3,243 |
| Farmers | $3,163 | $3,163 |
| Geico | $3,037 | $3,143 |
| Liberty Mutual | $3,689 | $3,689 |
| Nationwide | $2,724 | $2,724 |
| Progressive | $3,375 | $3,375 |
| State Farm | $2,274 | $2,391 |
| Travelers | $2,610 | $2,826 |
| USAA | $2,468 | $2,613 |
Find Cheap Prineville, OR Auto Insurance Rates by Driving Record
Auto insurance rates in Prineville, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Prineville, OR, take a look at the average cost for various violations versus rates for a clean driving record in Prineville.
Annual Prineville, Oregon Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,940 | $3,888 | $3,999 | $3,531 |
| American Family | $2,219 | $3,426 | $4,288 | $2,843 |
| Farmers | $2,668 | $3,434 | $3,359 | $3,193 |
| Geico | $2,046 | $3,243 | $4,235 | $2,835 |
| Liberty Mutual | $3,271 | $3,655 | $4,195 | $3,633 |
| Nationwide | $2,312 | $2,474 | $3,495 | $2,613 |
| Progressive | $2,553 | $4,628 | $3,281 | $3,037 |
| State Farm | $2,079 | $2,688 | $2,282 | $2,282 |
| Travelers | $2,204 | $2,819 | $3,154 | $2,694 |
| USAA | $1,850 | $2,570 | $3,578 | $2,163 |
Find Cheap Prineville, OR Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Prineville, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Prineville for less when you shop around and compare rates from multiple Prineville, OR auto insurance companies.
Annual Auto Insurance Rates After a DUI in Prineville, Oregon
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,999 |
| American Family | $4,288 |
| Farmers | $3,359 |
| Geico | $4,235 |
| Liberty Mutual | $4,195 |
| Nationwide | $3,495 |
| Progressive | $3,281 |
| State Farm | $2,282 |
| Travelers | $3,154 |
| USAA | $3,578 |
Winners by Category: Where to Buy Cheap Auto Insurance in Prineville, OR
Compare rates from the cheapest auto insurance companies in Prineville, OR for your needs. Take a look at how Prineville, Oregon auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Prineville, Oregon
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Find Cheap Prineville, Oregon Auto Insurance Companies
If you’re looking for the cheapest Prineville, OR auto insurance companies overall, you can compare them here. Find the best price for Prineville, Oregon car insurance by company.
Average Annual Auto Insurance Rates by Company in Prineville, Oregon
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,589 |
| American Family | $3,194 |
| Farmers | $3,163 |
| Geico | $3,090 |
| Liberty Mutual | $3,689 |
| Nationwide | $2,724 |
| Progressive | $3,375 |
| State Farm | $2,332 |
| Travelers | $2,718 |
| USAA | $2,540 |
What affects Prineville, Oregon auto insurance rates?
Local factors affect auto insurance rates in Prineville, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Prineville auto insurance rates.
Auto Theft in Prineville
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Prineville, OR auto theft show a total of 17 vehicle thefts annually.
Commute Times in Prineville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Prineville, OR is 23.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Prineville, OR
You can buy cheap Prineville, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Prineville, Oregon auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when buying auto insurance in Prineville, OR in 2023?
When buying auto insurance in Prineville, OR, consider factors such as coverage options, deductibles, premium costs, the insurer’s reputation and financial stability, customer service, and any additional benefits or discounts offered.
Is it possible to find cheap auto insurance in Prineville, OR in 2023?
Yes, it is possible to find affordable auto insurance in Prineville, OR in 2023. However, it’s important to balance cost with the coverage and benefits provided to ensure you have adequate protection.
What types of auto insurance coverage should I consider in Prineville, OR?
Prineville, OR residents should consider obtaining the following types of auto insurance coverage: a. Liability coverage: This helps cover costs if you cause an accident and damage someone else’s property or cause injury to others. b. Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage. c. Personal injury protection (PIP): This coverage pays for medical expenses and other related costs if you or your passengers are injured in an accident. d. Comprehensive coverage: This covers damage to your vehicle caused by incidents other than accidents, such as theft, vandalism, or natural disasters. e. Collision coverage: This pays for damage to your vehicle resulting from collisions with other vehicles or objects.
How can I get a cheap auto insurance quote in Prineville, OR?
To get a cheap auto insurance quote in Prineville, OR, you can follow these steps:
- Shop around and compare quotes from multiple insurers.
- Consider higher deductibles, as they can lower your premium.
- Maintain a good driving record and consider taking defensive driving courses to qualify for discounts.
- Bundle your auto insurance with other policies, such as home insurance, for potential multi-policy discounts.
- Inquire about available discounts, such as good student discounts or discounts for safety features in your vehicle.
Are there any specific requirements for auto insurance in Prineville, OR?
Yes, Prineville, OR follows the state’s minimum liability insurance requirements. As of my knowledge cutoff in September 2021, Oregon requires drivers to have at least the following coverage limits:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $20,000 property damage liability per accident
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.